Build your competitive edge

Flexible decision logic you can build, tune, and govern

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Make changes to the exposure rating for this model…

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  • Configurable logic

    Flexible business logic with no-code + AI-assisted pro-code customization.

  • Configurable logic

    Flexible business logic with no-code + AI-assisted pro-code customization.

  • Seamless integration

    Convert Excel models and connect into your existing stack with prebuilt APIs and data connectors.

  • Seamless integration

    Convert Excel models and connect into your existing stack with prebuilt APIs and data connectors.

  • Built for enterprise

    Safe releases with built-in controls, plus cross-model portfolio analysis.

  • Built for enterprise

    Safe releases with built-in controls, plus cross-model portfolio analysis.

Bring control and clarity
to pricing strategy

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  • Code snippet showcasing a function for calculating average losses in insurance.
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    AI-assisted modeling

    Leverage an embedded AI co-pilot to write, debug, and optimize pricing code - cutting iteration time from weeks to hours.

    Easily explain code and add documentation to improve collaboration.

    Code snippet showcasing a function for calculating average losses in insurance.
    A smooth gradient blend of teal and light aqua, conveying a modern aesthetic.

    AI-assisted modeling

    Leverage an embedded AI co-pilot to write, debug, and optimize pricing code - cutting iteration time from weeks to hours.

    Easily explain code and add documentation to improve collaboration.

  • Benchmark and quoted premium comparison with code snippet for insurance calculations.
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    Python rating engine

    Implement and iterate on any pricing algorithm, from simple packages to complex treaties, in a flexible pro-code environment.

    Test and deploy to all underwriters in a few clicks.

    Benchmark and quoted premium comparison with code snippet for insurance calculations.
    Gradient background transitioning from deep blue to light blue.

    Python rating engine

    Implement and iterate on any pricing algorithm, from simple packages to complex treaties, in a flexible pro-code environment.

    Test and deploy to all underwriters in a few clicks.

  • Code snippet processing an Excel file for data analysis and calculations.
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    Excel model converter

    Instantly convert spreadsheet raters into production-grade raters with Python backends and parameter tables.

    Then easily build user-friendly underwriter experiences with an agent trained on modern UI patterns and best practices.

    Code snippet processing an Excel file for data analysis and calculations.
    Gradient background featuring dark blue tones transitioning to light blue.

    Excel model converter

    Instantly convert spreadsheet raters into production-grade raters with Python backends and parameter tables.

    Then easily build user-friendly underwriter experiences with an agent trained on modern UI patterns and best practices.

  • SOV data input interface displaying address details for multiple locations.
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    Governance & version control

    Manage model changes seamlessly with built-in versioning, approvals, and audit trails from dev to production.

    Build in clear override paths and review steps so AI never becomes a black box.

    SOV data input interface displaying address details for multiple locations.
    Abstract gradient background in shades of teal and blue, conveying a modern feel.

    Governance & version control

    Manage model changes seamlessly with built-in versioning, approvals, and audit trails from dev to production.

    Build in clear override paths and review steps so AI never becomes a black box.

  • Dropdown menu for selecting a scenario in a software interface.
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    Cross-model analysis

    Centralize pricing data and portfolio analytics to accelerate iteration with an end‑to‑end feedback loop.

    Run scenario testing and optimization across multiple models to surface pricing opportunities and risks.

    Dropdown menu for selecting a scenario in a software interface.
    A soft gradient blend of blue and pale yellow, evoking a modern, professional feel.

    Cross-model analysis

    Centralize pricing data and portfolio analytics to accelerate iteration with an end‑to‑end feedback loop.

    Run scenario testing and optimization across multiple models to surface pricing opportunities and risks.

  • Diagram showing the Policy Admin System connected to Workbenches and Broker Portals.
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    Connected APIs & ecosystem

    Integrate seamlessly into workbenches, PAS, broker portals, or the wider hx Platform - no rekeying required.

    Access third-party data at the point of pricing to strengthen decision-making.

    Diagram showing the Policy Admin System connected to Workbenches and Broker Portals.
    Abstract gradient background in warm tones, conveying a modern, innovative feel.

    Connected APIs & ecosystem

    Integrate seamlessly into workbenches, PAS, broker portals, or the wider hx Platform - no rekeying required.

    Access third-party data at the point of pricing to strengthen decision-making.

Enterprise grade security
and compliance

  • Enterprise Security

    SOC2 Type 2 and ISO 27001:2022 certified, with rigorous controls to protect sensitive underwriting data and help you meet enterprise compliance requirements.

    Enterprise Security

    SOC2 Type 2 and ISO 27001:2022 certified, with rigorous controls to protect sensitive underwriting data and help you meet enterprise compliance requirements.

  • Full audit trails & governance

    Every decision, rule change, and model update is captured end-to-end - giving you transparency, accountability, and a clear path for regulatory review.

    Full audit trails & governance

    Every decision, rule change, and model update is captured end-to-end - giving you transparency, accountability, and a clear path for regulatory review.

  • Open, portable, yours

    Structured access to all data, configuration, and code, available anytime for full transparency, portability, and operational continuity.

    Open, portable, yours

    Structured access to all data, configuration, and code, available anytime for full transparency, portability, and operational continuity.

"By leveraging hx AI, we're evaluating how artificial intelligence can augment the expertise of our underwriters and brokers.

This includes enhanced pricing precision, optimising workflows and supporting smarter, faster decision-making across ourt GCS portfolio and beyond."

Karen Dayal
Chief Underwriting Officer, Aviva

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"By partnering with hx, we're making intelligent underwriting a reality for our Global Corporate & Specialty business"

Karen Dayal
Chief Underwriting Officer, Aviva

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Accelerate your journey
from submission to decision