Portfolio Intelligence
Turn Portfolio Blind Spots into Profit Opportunities
Gain real-time visibility into portfolio performance, test new pricing strategies, and be ready to course correct when markets move.
Real-time visibility
Track portfolio performance and rate changes in real time
Faster experimentation
Test strategies faster with one-click what-if scenarios
Continuous optimization
Improve loss ratios with continuous real-time model updates
Batch Rating
Group policies to portfolios and rapidly re-rate
Run scenario analyses of rate updates and model changes
Identify changes in technical premium, rate adequacy and loss ratio
Portfolio Analysis
Track and monitor performance against business objectives
Understand risk accumulation and diversification across your portfolio
Visualize exposure from new quotes to see portfolio impact before you bind
Transparency, Traceability & Control
Transparent and auditable recommendations with traceable logic
Test impact before deploying to market and visualize exposure from new quotes before you bind
Comprehensive controls to keep your portfolio aligned with business objectives
FAQs
What types of reports and analyses/insights can I access with Portfolio Intelligence?
Batch Rating generates a "dislocation analysis" report showing the impact of applying a new rater or pricing model to a portfolio of policies. This will present you with Technical Premium, Rate Adequacy and Expected Loss Ratio figures for each policy and the portfolio as a whole. The dislocation analysis also calculates how much these figures have changed as a result of applying the new rater or pricing model.
Can Batch Rating show the impact of different scenarios being applied to a portfolio?
Yes, users can run multiple Batch Rating scenarios on the same portfolio. This can either enable users to compare alternative pricing model updates, or to incrementally analyse the impact of multiple proposed changes.
We already have a data lake and BI tools - why add another analytics platform?
This isn’t another BI silo. Portfolio Intelligence natively integrates with triage, pricing and risk assessment to close the loop between underwriting decisions and portfolio outcomes, delivering real-time rate-change tracking, one-click what-if scenarios, and continuous model updates.
How do we trust the logic of portfolio recommendations?
All insights within our Portfolio Intelligence solution are transparent and auditable - not a bunch of "black box" recommendations with no traceable logic. So you can drive faster, data-driven decisions without ceding control or losing visibility.
Does Portfolio Intelligence require complex system integrations?
Not at all. Portfolio Intelligence plugs seamlessly into your hx pricing and rating stack, so you get real-time visibility into rate change and performance trends as soon as it's connected.