Underwriting Workbench

Submission to decision in one underwriting workspace.

hx unifies submission ingestion, Pricing & Rating, AI agents and Portfolio Intelligence in a single underwriting workspace. Deploy it as your primary front end, or run it headlessly behind your existing workbench. Either way, underwriters make faster, better-informed decisions without switching between systems.

See submission data, pricing model output and live portfolio context in one view. No switching.

Run the hx Underwriting Agent directly in the workspace, on the risk in front of you.

Deploy hx as your primary UI or integrate it headlessly behind your existing workbench.

Capture decision rationale as part of the workflow, linked to the model outputs and data visible at the time.

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$60bn+

GWP per annum

40+

Leading global carriers

2-3%

Loss ratio improvement

10x

Faster model builds

Submission to decision in one place. Pricing, risk research and judgment capture unified.

Data Ingestion

Unified workspace: submission data, pricing model and portfolio context on the same screen

Most underwriters work with submission data in one system, a pricing model in another and portfolio context somewhere else. hx brings all three into a single view: the submission is visible, Pricing & Rating runs against it directly, Portfolio Intelligence signals inform the decision and the rationale is captured as part of the same workflow. No application switching. No manual data transfer.

Data Ingestion

Unified workspace: submission data, pricing model and portfolio context on the same screen

Most underwriters work with submission data in one system, a pricing model in another and portfolio context somewhere else. hx brings all three into a single view: the submission is visible, Pricing & Rating runs against it directly, Portfolio Intelligence signals inform the decision and the rationale is captured as part of the same workflow. No application switching. No manual data transfer.

Data Ingestion

Unified workspace: submission data, pricing model and portfolio context on the same screen

Most underwriters work with submission data in one system, a pricing model in another and portfolio context somewhere else. hx brings all three into a single view: the submission is visible, Pricing & Rating runs against it directly, Portfolio Intelligence signals inform the decision and the rationale is captured as part of the same workflow. No application switching. No manual data transfer.

Flexible Deployment

Flexible deployment: primary front end or headless engine behind your existing tools

hx deploys as your primary underwriting workspace or runs headlessly behind your existing platforms via proven integration patterns with SSO, bidirectional data sync and an open-in-hx rating option from your current UI. If your team works in a tool they know well, hx adds the pricing intelligence, portfolio context and AI agent layer without replacing the front end they rely on.

Flexible Deployment

Flexible deployment: primary front end or headless engine behind your existing tools

hx deploys as your primary underwriting workspace or runs headlessly behind your existing platforms via proven integration patterns with SSO, bidirectional data sync and an open-in-hx rating option from your current UI. If your team works in a tool they know well, hx adds the pricing intelligence, portfolio context and AI agent layer without replacing the front end they rely on.

Flexible Deployment

Flexible deployment: primary front end or headless engine behind your existing tools

hx deploys as your primary underwriting workspace or runs headlessly behind your existing platforms via proven integration patterns with SSO, bidirectional data sync and an open-in-hx rating option from your current UI. If your team works in a tool they know well, hx adds the pricing intelligence, portfolio context and AI agent layer without replacing the front end they rely on.

Underwriting Agent

AI agents: Underwriting Agent and Actuarial Agent built into the workflow

The hx Underwriting Agent, Ingestion Agent and Actuarial Agent handle submission data extraction, deep risk research and context surfacing automatically, so underwriters arrive at the pricing decision with structured information already on screen. When a referral arrives, risk data, Pricing & Rating output, referral reason and comparable prior decisions surface without manual retrieval. The underwriter focuses on the judgment call, not the information hunt.Decision notes, attachments and key fields record as part of the workflow and link directly to the model outputs and risk data visible at the time of decision. Every decision carries a full audit trail. When an underwriting call is reviewed later for governance, compliance or coaching, the record is complete and traceable without any additional documentation step.

Underwriting Agent

AI agents: Underwriting Agent and Actuarial Agent built into the workflow

The hx Underwriting Agent, Ingestion Agent and Actuarial Agent handle submission data extraction, deep risk research and context surfacing automatically, so underwriters arrive at the pricing decision with structured information already on screen. When a referral arrives, risk data, Pricing & Rating output, referral reason and comparable prior decisions surface without manual retrieval. The underwriter focuses on the judgment call, not the information hunt.Decision notes, attachments and key fields record as part of the workflow and link directly to the model outputs and risk data visible at the time of decision. Every decision carries a full audit trail. When an underwriting call is reviewed later for governance, compliance or coaching, the record is complete and traceable without any additional documentation step.

Underwriting Agent

AI agents: Underwriting Agent and Actuarial Agent built into the workflow

The hx Underwriting Agent, Ingestion Agent and Actuarial Agent handle submission data extraction, deep risk research and context surfacing automatically, so underwriters arrive at the pricing decision with structured information already on screen. When a referral arrives, risk data, Pricing & Rating output, referral reason and comparable prior decisions surface without manual retrieval. The underwriter focuses on the judgment call, not the information hunt.Decision notes, attachments and key fields record as part of the workflow and link directly to the model outputs and risk data visible at the time of decision. Every decision carries a full audit trail. When an underwriting call is reviewed later for governance, compliance or coaching, the record is complete and traceable without any additional documentation step.

Submission Details

Decision capture and governance: decision rationale captured in the workflow, not written up separately

Decision notes, attachments and key fields record as part of the workflow and link directly to the model outputs and risk data visible at the time of decision. Every decision carries a full audit trail. When an underwriting call is reviewed later for governance, compliance or coaching, the record is complete and traceable without any additional documentation step.

Submission Details

Decision capture and governance: decision rationale captured in the workflow, not written up separately

Decision notes, attachments and key fields record as part of the workflow and link directly to the model outputs and risk data visible at the time of decision. Every decision carries a full audit trail. When an underwriting call is reviewed later for governance, compliance or coaching, the record is complete and traceable without any additional documentation step.

Submission Details

Decision capture and governance: decision rationale captured in the workflow, not written up separately

Decision notes, attachments and key fields record as part of the workflow and link directly to the model outputs and risk data visible at the time of decision. Every decision carries a full audit trail. When an underwriting call is reviewed later for governance, compliance or coaching, the record is complete and traceable without any additional documentation step.

See hx work on a risk from your book

In fifteen minutes we will work a submission end to end.

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