Grow Underwriting Profits While Cutting Decision Times
hx enables commercial insurers to make faster, smarter underwriting decisions - from first review to final quote. See why leading P&C teams choose us to transform their workflows and materially improve combined ratios.
2% pts
loss ratio improvement
50%
faster submission to quote time
2% pts
loss ratio improvement
50%
faster submission to quote time
2% pts
loss ratio improvement
50%
faster submission to quote time
2% pts
loss ratio improvement
50%
faster submission to quote time
10x
faster rater build and deployment
$50bn+
GWP contracted on the hx platform annually
40+
enterprise customers across the globe
10x
faster rater build and deployment
$50bn+
GWP contracted on the hx platform annually
40+
enterprise customers across the globe
10x
faster rater build and deployment
$50bn+
GWP contracted on the hx platform annually
40+
enterprise customers across the globe
10x
faster rater build and deployment
$50bn+
GWP contracted on the hx platform annually
40+
enterprise customers across the globe
The hx platform combines AI, automation, and analytics to increase the profitability of commercial P&C insurance lines.
Trusted by leading carriers processing over $50bn GWP per annum
Submission Ingestion & Triage
Quote without friction
Respond faster, win more business
Free your experts to focus on judgement calls
Target the right risks with triage guided by your models and strategy
Rating & Risk Assessment
Price with precision
Build and deploy raters 10x faster
Give underwriters real-time data and portfolio insights at the point of pricing
Replace spreadsheet risk with built-in governance
Portfolio Intelligence
Optimize with insight
Track portfolio performance and rate changes in real time
Test strategies fast with one-click what-if scenarios
Improve loss ratios with continuous real-time rater updates
Agentic pricing and underwriting for complex risk
Cut the busywork and grow underwriting profit with AI purpose-built for commercial insurance
Secure & scalable infrastructure
Flexes to your requirements
Continuous platform enhancements
ISO 27001:2022 certified
Enterprise support
Dedicated CSM team for day-to-day support
Actuarial expertise on-hand for ongoing and one-off project support
Training & certification
Comprehensive onboarding
Python skills training
Customer events and workshops