The underwriting decision platform for Reinsurance

Build robust tools to track, manage and price complex contracts in one place. Level-up portfolio analysis to manage volatility and improve the profitability of your book.

Submission In

Pricing & Rating

Risk Assessment

Pricing & Rating

Structure & Line Review

Referral & Peer Review

hx Decision Engine

Rating Engine

Underwriting Engine

Portfolio Intelligence

Portfolio Reporting

A vs E Analysis

Governance & Auditability

Generate Quote

Submission In

Pricing & Rating

Risk Assessment

Pricing & Rating

Structure & Line Review

Referral & Peer Review

hx Decision Engine

Rating Engine

Underwriting Engine

Portfolio Intelligence

Portfolio Reporting

A vs E Analysis

Governance & Auditability

Generate Quote

Submission In

Pricing & Rating

Risk Assessment

Pricing & Rating

Structure & Line Review

Referral & Peer Review

hx Decision Engine

Rating Engine

Underwriting Engine

Portfolio Intelligence

Portfolio Reporting

A vs E Analysis

Governance & Auditability

Generate Quote

Maintain robust pricing tools without governance headaches

Replicate and enhance your existing models in a secure, web-based environment. Gain full control over assumptions, versioning, and audit trails - ensuring compliance and transparency at every step.

Streamline complex submission-to-quote workflows

Eliminate manual data preparation and streamline complex submission workflows - especially during peak renewal cycles - so you can focus on high value analysis, not admin.

Make every decision portfolio and tail-risk aware

Aggregate results across all lines of business, run complex what-if analyses, and benchmark deals against your portfolio at the point of pricing - empowering smarter, more profitable decisions.

How reinsurers use the hx platform

Pricing & Rating

Replicate complex Excel models (e.g. quota share, excess of loss) in Python - without sacrificing logic, flexibility, accuracy or compliance.

Portfolio Intelligence

Automatically record every pricing decision and outcome, enabling batch rating, portfolio analysis, and real-time performance monitoring.

Governance

Capture every model change and pricing decision in a single governed system, with full version control, audit trails, and repeatable outcomes across your reinsurance portfolio.

Decision Engine

Create and govern adaptable decision logic with clear controls, safe changes, and confident releases.

How reinsurers use the hx platform

Transforming pricing and underwriting workflows for reinsurers

Legacy workflows

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hx platform

Submission-to-quote workflow is complex and fragmented. Repeated rekeying across tools and spreadsheets slows quotes and responses, especially at renewal bottlenecks.

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Navigate the entire pricing journey in one connected workflow. Track in a single interface, eliminating rekeying by integrating directly with your PAS, Exposure Management and other tools.

Models are brittle and crash frequently. Raters are hard to build, take months to deploy, and buckle under complexity.

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Build robust models with confidence. Deploy changes and adapt to market conditions with agility.

Lack of governance creates compliance risk. No visibility into model versions, changes, or audit trails.

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Complete visibility into decision making. Track every version change and maintain full audit trails, strengthening decisioning confidence.

Portfolio visibility is limited and reactive. Monitoring tail-risk, accumulations, and volatility across programs is painful.

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Portfolio-wide intelligence at the point of pricing. Surface tail-risk and accumulation data during decisioning, enabling proactive volatility management across programs.

Cedent data lives across siloed systems. Manually retrieving prior risks slows your ability to update pricing assumptions - narrowing the analyses you can run and leaving your view of the market perpetually behind.

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Benchmark against your full book of experience. Instantly access every risk you've previously written to sharpen pricing assumptions and stay current.