Price with precision

Make faster, smarter risk and pricing decisions every day

Create and price a new policy option from this broker submission…

Faster, smarter underwriting

Cut submission-to-quote time with AI-assisted automation, real-time data enrichment, and far less manual handling.

Faster, smarter underwriting

Cut submission-to-quote time with AI-assisted automation, real-time data enrichment, and far less manual handling.

Faster, smarter underwriting

Cut submission-to-quote time with AI-assisted automation, real-time data enrichment, and far less manual handling.

Complex risk insight & rating

Bring pricing models into underwriting for instant decisions, rapid feedback loops, and tighter pricing–UW alignment.

Complex risk insight & rating

Bring pricing models into underwriting for instant decisions, rapid feedback loops, and tighter pricing–UW alignment.

Complex risk insight & rating

Bring pricing models into underwriting for instant decisions, rapid feedback loops, and tighter pricing–UW alignment.

Governance by design

Version control, compliance, and audit trails in every quote to reduce risk and standardize workflows.

Governance by design

Version control, compliance, and audit trails in every quote to reduce risk and standardize workflows.

Governance by design

Version control, compliance, and audit trails in every quote to reduce risk and standardize workflows.

Where actuarial precision
meets commercial speed

No jumplinks detected

AI-assisted ingestion

Automate data capture from Excel, PDF, Word, email, and images to pre-populate pricing tools and remove manual rekeying from the workflow.

Ensure submissions arrive structured and consistent so underwriters can move from intake to triage and pricing with materially less effort and delay.

AI-assisted ingestion

Automate data capture from Excel, PDF, Word, email, and images to pre-populate pricing tools and remove manual rekeying from the workflow.

Ensure submissions arrive structured and consistent so underwriters can move from intake to triage and pricing with materially less effort and delay.

AI-assisted ingestion

Automate data capture from Excel, PDF, Word, email, and images to pre-populate pricing tools and remove manual rekeying from the workflow.

Ensure submissions arrive structured and consistent so underwriters can move from intake to triage and pricing with materially less effort and delay.

External data enrichment

Enrich submissions at the point of pricing with third-party and internal data to strengthen insight on exposure, hazard, and historical performance.

Improve risk selection and pricing accuracy by validating assumptions early and giving underwriters a fuller view of each risk before quoting.

External data enrichment

Enrich submissions at the point of pricing with third-party and internal data to strengthen insight on exposure, hazard, and historical performance.

Improve risk selection and pricing accuracy by validating assumptions early and giving underwriters a fuller view of each risk before quoting.

External data enrichment

Enrich submissions at the point of pricing with third-party and internal data to strengthen insight on exposure, hazard, and historical performance.

Improve risk selection and pricing accuracy by validating assumptions early and giving underwriters a fuller view of each risk before quoting.

Portfolio context

Surface relevant portfolio insights while pricing individual risks so decisions are grounded in real portfolio performance and strategy.

Help underwriters benchmark against existing business, spot accumulation or concentration, and understand how each quote will shape overall mix and profitability.

Portfolio context

Surface relevant portfolio insights while pricing individual risks so decisions are grounded in real portfolio performance and strategy.

Help underwriters benchmark against existing business, spot accumulation or concentration, and understand how each quote will shape overall mix and profitability.

Portfolio context

Surface relevant portfolio insights while pricing individual risks so decisions are grounded in real portfolio performance and strategy.

Help underwriters benchmark against existing business, spot accumulation or concentration, and understand how each quote will shape overall mix and profitability.

Underwriter Copilot

Leverage an AI copilot to stress-test rates, highlight key portfolio drivers, and answer common underwriting questions in context.

Turn model outputs into clear broker-ready and audit-ready narratives, reducing the time needed to explain decisions and support approvals.

Underwriter Copilot

Leverage an AI copilot to stress-test rates, highlight key portfolio drivers, and answer common underwriting questions in context.

Turn model outputs into clear broker-ready and audit-ready narratives, reducing the time needed to explain decisions and support approvals.

Underwriter Copilot

Leverage an AI copilot to stress-test rates, highlight key portfolio drivers, and answer common underwriting questions in context.

Turn model outputs into clear broker-ready and audit-ready narratives, reducing the time needed to explain decisions and support approvals.

Quote versioning & governance

Generate, revise, and track quotes with built-in version control to maintain a transparent record of every change.

Support auditability and compliance by preserving assumptions, approvals, and rationale across iterations, while making collaboration smoother across underwriting and actuarial teams.

Quote versioning & governance

Generate, revise, and track quotes with built-in version control to maintain a transparent record of every change.

Support auditability and compliance by preserving assumptions, approvals, and rationale across iterations, while making collaboration smoother across underwriting and actuarial teams.

Quote versioning & governance

Generate, revise, and track quotes with built-in version control to maintain a transparent record of every change.

Support auditability and compliance by preserving assumptions, approvals, and rationale across iterations, while making collaboration smoother across underwriting and actuarial teams.

Rapid model feedback & update loop

Flag market shifts, performance signals, and emerging trends in-platform to shorten the distance between insight and action.

Enable actuaries to update models quickly and deploy changes with confidence, keeping pricing continuously aligned with live market conditions.

Rapid model feedback & update loop

Flag market shifts, performance signals, and emerging trends in-platform to shorten the distance between insight and action.

Enable actuaries to update models quickly and deploy changes with confidence, keeping pricing continuously aligned with live market conditions.

Rapid model feedback & update loop

Flag market shifts, performance signals, and emerging trends in-platform to shorten the distance between insight and action.

Enable actuaries to update models quickly and deploy changes with confidence, keeping pricing continuously aligned with live market conditions.

Enterprise grade security
and compliance

Enterprise Security

SOC Type 2 and ISO 27001:2022 certified, with rigorous controls to protect sensitive underwriting data and help you meet enterprise compliance requirements.

Enterprise Security

SOC Type 2 and ISO 27001:2022 certified, with rigorous controls to protect sensitive underwriting data and help you meet enterprise compliance requirements.

Enterprise Security

SOC Type 2 and ISO 27001:2022 certified, with rigorous controls to protect sensitive underwriting data and help you meet enterprise compliance requirements.

Full audit trails & governance

Every decision, rule change, and model update is captured end-to-end - giving you transparency, accountability, and a clear path for regulatory review.

Full audit trails & governance

Every decision, rule change, and model update is captured end-to-end - giving you transparency, accountability, and a clear path for regulatory review.

Full audit trails & governance

Every decision, rule change, and model update is captured end-to-end - giving you transparency, accountability, and a clear path for regulatory review.

Open, portable, yours

Structured access to all data, configuration, and code, available anytime for full transparency, portability, and operational continuity.

Open, portable, yours

Structured access to all data, configuration, and code, available anytime for full transparency, portability, and operational continuity.

Open, portable, yours

Structured access to all data, configuration, and code, available anytime for full transparency, portability, and operational continuity.

"By partnering with hx, we're making intelligent underwriting a reality for our Global Corporate & Specialty business"

Karen Dayal
Chief Underwriting Officer, Aviva

"By partnering with hx, we're making intelligent underwriting a reality for our Global Corporate & Specialty business"

Karen Dayal
Chief Underwriting Officer, Aviva

"By partnering with hx, we're making intelligent underwriting a reality for our Global Corporate & Specialty business"

Karen Dayal
Chief Underwriting Officer, Aviva

Accelerate your journey
from submission to decision

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