The underwriting decision platform for MGAs
Unlock operational efficiency, automate data sharing, and prove your underwriting edge - without growing overhead
Scale capacity, not headcount.
Automate manual tasks, streamline workflows, and eliminate rekeying so your team can focus on underwriting strategy—not admin. Grow your book without growing your costs.
Scale capacity, not headcount.
Automate manual tasks, streamline workflows, and eliminate rekeying so your team can focus on underwriting strategy—not admin. Grow your book without growing your costs.
Scale capacity, not headcount.
Automate manual tasks, streamline workflows, and eliminate rekeying so your team can focus on underwriting strategy—not admin. Grow your book without growing your costs.
Win and retain carrier capacity.
Deliver consistent, automated reporting on premium growth, rate adequacy and risk-adjusted rate change. Build trust with carriers and reinsurers through transparent, auditable data—unlocking better terms and long-term partnerships.
Win and retain carrier capacity.
Deliver consistent, automated reporting on premium growth, rate adequacy and risk-adjusted rate change. Build trust with carriers and reinsurers through transparent, auditable data—unlocking better terms and long-term partnerships.
Win and retain carrier capacity.
Deliver consistent, automated reporting on premium growth, rate adequacy and risk-adjusted rate change. Build trust with carriers and reinsurers through transparent, auditable data—unlocking better terms and long-term partnerships.
Go to market faster.
Update pricing models and deploy changes instantly—respond to broker needs, launch new products, and win business with agility that outpaces the competition.
Go to market faster.
Update pricing models and deploy changes instantly—respond to broker needs, launch new products, and win business with agility that outpaces the competition.
Go to market faster.
Update pricing models and deploy changes instantly—respond to broker needs, launch new products, and win business with agility that outpaces the competition.
How high-growth MGAs use hx
Triage
Turn around complex submissions in minutes and automate triage and prioritization, guided by your strategy and models.
Pricing & Rating
Deliver precise, explainable prices in seconds so underwriters quote faster and stay aligned to actuarial strategy.
Portfolio Intelligence
Get real-time portfolio performance and batch rating insights, backed by a complete record of every pricing decision and outcome.
Decision Engine
Create and govern adaptable decision logic with clear controls, safe changes, and confident releases.
How high-growth MGAs use hx
Triage
Turn around complex submissions in minutes and automate triage and prioritization, guided by your strategy and models.
Pricing & Rating
Deliver precise, explainable prices in seconds so underwriters quote faster and stay aligned to actuarial strategy.
Portfolio Intelligence
Get real-time portfolio performance and batch rating insights, backed by a complete record of every pricing decision and outcome.
Decision Engine
Create and govern adaptable decision logic with clear controls, safe changes, and confident releases.
Transforming pricing and underwriting workflows for MGAs
Legacy workflows
→
hx platform
Submission intake is ad hoc via emails and spreadsheets; underwriters must key data before pricing, slowing quotes and responses to brokers.
→
AI-powered ingestion automatically uploads submissions and generates a technical price before an underwriter touches the model, cutting response times and driving improved broker engagement.
Disjointed systems force manual rekeying between PAS and pricing tools; admin ballooning as you grow drags underwriter productivity down.
→
Seamless integration eliminates rekeying between PAS and pricing workbenches, freeing underwriters to focus on decisions and accelerating quote turnaround times.
Carrier reporting is manual and inconsistent; meeting multi-carrier requirements is painful, weakening trust and risking access to capacity.
→
Consistent, automated reporting on bound policies, rate adequacy and risk‑adjusted rate change builds transparency, strengthens carrier confidence, and unlocks better terms.
Model changes are slow—raters are hard to build and take months to deploy—so you miss broker needs and delay product launches.
→
Rapidly update pricing models and deploy quickly to respond to brokers and launch products faster, helping you win business with agility.
Limited portfolio visibility makes it hard to monitor rate change, accumulations, and projected loss ratios, hampering proactive steering and profitability.
→
Real‑time views of rate adjustments, accumulations, and projected loss ratios enable proactive, profitable portfolio management across lines and programs.
Transforming pricing and underwriting workflows for MGAs
Legacy workflows
hx platform
Submission intake is ad hoc via emails and spreadsheets; underwriters must key data before pricing, slowing quotes and responses to brokers.
AI-powered ingestion automatically uploads submissions and generates a technical price before an underwriter touches the model, cutting response times and driving improved broker engagement.
Disjointed systems force manual rekeying between PAS and pricing tools; admin ballooning as you grow drags underwriter productivity down.
Seamless integration eliminates rekeying between PAS and pricing workbenches, freeing underwriters to focus on decisions and accelerating quote turnaround times.
Carrier reporting is manual and inconsistent; meeting multi-carrier requirements is painful, weakening trust and risking access to capacity.
Consistent, automated reporting on bound policies, rate adequacy and risk‑adjusted rate change builds transparency, strengthens carrier confidence, and unlocks better terms.
Model changes are slow—raters are hard to build and take months to deploy—so you miss broker needs and delay product launches.
Rapidly update pricing models and deploy quickly to respond to brokers and launch products faster, helping you win business with agility.
Limited portfolio visibility makes it hard to monitor rate change, accumulations, and projected loss ratios, hampering proactive steering and profitability.
Real‑time views of rate adjustments, accumulations, and projected loss ratios enable proactive, profitable portfolio management across lines and programs.
Transforming pricing and underwriting workflows for MGAs
Legacy workflows
hx platform
Submission intake is ad hoc via emails and spreadsheets; underwriters must key data before pricing, slowing quotes and responses to brokers.
AI-powered ingestion automatically uploads submissions and generates a technical price before an underwriter touches the model, cutting response times and driving improved broker engagement.
Disjointed systems force manual rekeying between PAS and pricing tools; admin ballooning as you grow drags underwriter productivity down.
Seamless integration eliminates rekeying between PAS and pricing workbenches, freeing underwriters to focus on decisions and accelerating quote turnaround times.
Carrier reporting is manual and inconsistent; meeting multi-carrier requirements is painful, weakening trust and risking access to capacity.
Consistent, automated reporting on bound policies, rate adequacy and risk‑adjusted rate change builds transparency, strengthens carrier confidence, and unlocks better terms.
Model changes are slow—raters are hard to build and take months to deploy—so you miss broker needs and delay product launches.
Rapidly update pricing models and deploy quickly to respond to brokers and launch products faster, helping you win business with agility.
Limited portfolio visibility makes it hard to monitor rate change, accumulations, and projected loss ratios, hampering proactive steering and profitability.
Real‑time views of rate adjustments, accumulations, and projected loss ratios enable proactive, profitable portfolio management across lines and programs.
Everything you need to win in the MGA market
Data integrations
Enrich risk assessment and improve pricing accuracy by integrating third-party data sources via robust API connections.
Data integrations
Enrich risk assessment and improve pricing accuracy by integrating third-party data sources via robust API connections.
Data integrations
Enrich risk assessment and improve pricing accuracy by integrating third-party data sources via robust API connections.
Technology
Seamlessly connect to your pricing and underwriting tech stack, from policy admin systems to data warehouses and more.
Technology
Seamlessly connect to your pricing and underwriting tech stack, from policy admin systems to data warehouses and more.
Technology
Seamlessly connect to your pricing and underwriting tech stack, from policy admin systems to data warehouses and more.
Consulting
Leverage our network of trusted consulting partners with deep vertical expertise in successful transformation for S&C insurers.
Consulting
Leverage our network of trusted consulting partners with deep vertical expertise in successful transformation for S&C insurers.
Consulting
Leverage our network of trusted consulting partners with deep vertical expertise in successful transformation for S&C insurers.
Powering performance for MGAs
3-6% loss ratio improvement
Customers unlock portfolio-level analytics and rapid model development to drive loss ratio improvements
40% reduction in underwriter admin
Free underwriters from manual admin and rekeying to focus on high value risk assessment
10x faster model build
Specialty carriers using hx build and deploy new pricing tools 10x faster than legacy solutions
Powering performance for MGAs
3-6% loss ratio improvement
Customers unlock portfolio-level analytics and rapid model development to drive loss ratio improvements
40% reduction in underwriter admin
Free underwriters from manual admin and rekeying to focus on high value risk assessment
10x faster model build
Specialty carriers using hx build and deploy new pricing tools 10x faster than legacy solutions
Powering performance for MGAs
3-6% loss ratio improvement
Customers unlock portfolio-level analytics and rapid model development to drive loss ratio improvements
40% reduction in underwriter admin
Free underwriters from manual admin and rekeying to focus on high value risk assessment
10x faster model build
Specialty carriers using hx build and deploy new pricing tools 10x faster than legacy solutions
Accelerate your journey
from submission to decision
© 2025 hyperexponential
QMS Certificate No. 306072018
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© 2025 hyperexponential
QMS Certificate No. 306072018