The underwriting decision platform for Specialty & Commercial insurance

Transform your commercial and specialty insurance pricing and underwriting with a platform purpose-built for complex risk. Drive profitable growth with rapid model development, seamless collaboration, and portfolio-level insight.

Submission In

Triage

Ingestion

Triage

Clearance

Pricing & Rating

Risk Assessment

Pricing & Rating

Referral & Peer Review

hx Decision Engine

Rating Engine

Underwriting Engine

Portfolio Intelligence

Data Graph

Portfolio Analysis

Rates Management

Generate Quote

Submission In

Triage

Ingestion

Triage

Clearance

Pricing & Rating

Risk Assessment

Pricing & Rating

Referral & Peer Review

hx Decision Engine

Rating Engine

Underwriting Engine

Portfolio Intelligence

Data Graph

Portfolio Analysis

Rates Management

Generate Quote

Submission In

Triage

Ingestion

Triage

Clearance

Pricing & Rating

Risk Assessment

Pricing & Rating

Referral & Peer Review

hx Decision Engine

Rating Engine

Underwriting Engine

Portfolio Intelligence

Data Graph

Portfolio Analysis

Rates Management

Generate Quote

Ship pricing tools 10x faster

Accelerate model development and deployment with a Python-based IDE, AI-powered co-pilot, and reusable components. Enable actuaries to build, iterate, and launch pricing tools in a fraction of the time.

Unlock portfolio-level analysis

Automatically capture pricing data to run batch rating and portfolio analysis in minutes, giving underwriters and actuaries visibility into performance and the ability to make decisions with confidence.

Control consistency and quality

Ensure robust governance with built-in model versioning, audit trails, automated regression checks, and embedded peer review—reducing risk of non-compliance and improving pricing accuracy.

Turn around complex submissions in minutes and automate triage and prioritization, guided by your strategy and models.

Triage

Turn around complex submissions in minutes and automate triage and prioritization, guided by your strategy and models.

Pricing & Rating

Deliver precise, explainable prices in seconds so underwriters quote faster and stay aligned to actuarial strategy.

Portfolio Intelligence

Get real-time portfolio performance and batch rating insights, backed by a complete record of every pricing decision and outcome.

Decision Engine

Create and govern adaptable decision logic with clear controls, safe changes, and confident releases.

Turn around complex submissions in minutes and automate triage and prioritization, guided by your strategy and models.

Transforming pricing and underwriting workflowsfor Specialty & Commercial carriers

Legacy workflows

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hx platform

Fragmented workflows are disjointed and spreadsheet-heavy, leading to manual rekeying, inconsistencies, and slow underwriting cycles

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Unified, purpose-built pricing and underwriting platform to streamline workflows and reduce rekeying through robust integrations.

Siloed systems with limited PAS and third‑party data integration force copy/paste and block real-time, full context decisions at the point of pricing.

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Embedded data ingestion and connectivity, including AI-powered submission ingestion and third-party data integration, to cut manual work at the point of pricing.

Weak governance and version control in spreadsheets make audits painful and increase model risk across teams and lines.

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Built-in governance with model versioning, audit trails, peer review, and automated testing ensures control, consistency, and audit readiness.

Slow speed to market due to sluggish rate changes and reporting cadences undermines responsiveness to market and regulatory shifts.

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Faster pricing tool development and deployment with a Python-based IDE and actuarial co-pilot to materially improve speed to market.

Poor collaboration and visibility mean pricing data isn’t consistently captured, portfolio views are delayed, and execution becomes inconsistent.

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Portfolio-wide intelligence to bring batch rating, scenario analysis, and prioritization into underwriting, improving decisions in real time.