Written by Matt Colling

Introducing Batch Rating: reprice portfolios in minutes, not hours

29-10-25

3 minutes

Introducing Batch Rating, a new capability in the hx platform and the first pillar of our Portfolio Intelligence product stream. It helps insurers reprice large portfolios quickly, confidently, and with far less effort.

Why Batch Rating, and why now?

Pricing teams are being asked to recalibrate more often, justify changes more clearly, and move faster as loss trends and market conditions shift. The challenge is that traditional repricing is slow and manual, spread across spreadsheets and scripts, which makes impact analysis and governance hard to do at pace.

Batch Rating lets you group policies into portfolios, reprice them against updated models or rates, and see the impact across key metrics like Technical Premium, Rate Adequacy, and Expected Loss Ratio. The experience is simple and built for actuarial workflows.

What is Batch Rating?

Batch Rating is an embedded analytics experience inside hx. It enables you to:

Create portfolios by grouping the relevant policies for analysis.
Reprice those portfolios against a chosen model version or updated rates.
Review dislocation analysis that shows how Technical Premium, Rate Adequacy, and Expected Loss Ratio change under new assumptions.
Export and share results to support calibration, governance, and approvals.

This means our clients can batch reprice and review policy level and portfolio level dislocation across the key metrics in minutes, and compare results across scenarios using a consistent format that helps teams communicate decisions with clarity.

Early results

At launch, one customer completed a Batch Rating of 1,000 policies in under a minute. They told us this work previously took more than 2.5 hours just to reprice the policies.

Why it matters

Time savings that change the cadence. Parallelized re‑rating turns hours of manual work into minutes, which makes frequent, data-led calibration possible.
Clear decisions and easier approvals. Dislocation analysis shows exactly how your portfolio shifts under new assumptions, so underwriting and executive stakeholders can align faster.
Less operational drag. Delivered in hx, Batch Rating reduces bespoke scripting and manual reconciliations while preserving a governed and auditable path to production.

Where Batch Rating fits in Portfolio Intelligence

Batch Rating is the first capability in Portfolio Intelligence, our solution to help customers analyze performance, run what-if scenarios, and steer portfolio strategy in platform. We started here because understanding portfolio level impact of model and rate changes is a common and persistent pain point.

Built for the people who make pricing decisions

If you own calibration and portfolio steering, Batch Rating gives you one place to:

Assemble portfolios quickly and consistently.
Test new model versions or rate updates across large policy sets.
Quantify impact and communicate it clearly to underwriting committees and executives.

Availability and momentum

Batch Rating is available today in a controlled beta with select customers, and we are expanding participation over the coming months.

Because it is part of hx, it can be enabled in your environment without separate deployment work, which makes it faster to evaluate and adopt.

What’s next

Portfolio Intelligence will be receiving a lot of enhancements and feature additions over the coming months.

Rich data analysis will soon be coming to portfolio intelligence. This brings users the ability to perform growth, profitability and risk analysis, all with granular segmentation capabilities.