Plaform

Submission Triage

Pricing & Rating

Portfolio Intelligence

Decision Engine

Build your competitive edge

Flexible decision logic you can build, tune, and govern

Create an inbox for submissions within my current risk appetite…

A gradient background transitioning from dark blue to light blue, symbolizing innovation.

Create an inbox for submissions within my current risk appetite…

A gradient background transitioning from dark blue to light blue, symbolizing innovation.
A gradient background transitioning from dark blue to light blue, symbolizing innovation.

  • Configurable logic

    Flexible business logic with no-code + AI-assisted pro-code customization.

  • Seamless integration

    Convert Excel models and connect into your existing stack with prebuilt APIs and data connectors.

  • Built for enterprise

    Safe releases with built-in controls, plus cross-model portfolio analysis.

Bring control and clarityto pricing strategy

No jumplinks detected

  • AI-assisted modeling

    Leverage an embedded AI co-pilot to write, debug, and optimize pricing code - cutting iteration time from weeks to hours.

    Easily explain code and add documentation to improve collaboration.

    Portfolio and scenario selection interface for batch rating in insurance software.

    AI-assisted modeling

    Re-run historic portfolios on new models and proposed rates in a single click to support testing, analysis, and deployment.

    Quickly quantify impact at scale so actuarial and underwriting teams can validate changes before they go live.

    Portfolio and scenario selection interface for batch rating in insurance software.

    AI-assisted modeling

    Re-run historic portfolios on new models and proposed rates in a single click to support testing, analysis, and deployment.

    Quickly quantify impact at scale so actuarial and underwriting teams can validate changes before they go live.

  • Python rating engine

    Implement and iterate on any pricing algorithm, from simple packages to complex treaties, in a flexible pro-code environment.

    Test and deploy to all underwriters in a few clicks.

    Dashboard displaying key metrics and details of an aviation insurance portfolio.

    Python rating engine

    Unlock actionable insights and KPIs across your underwriting portfolio to track performance and pinpoint improvement opportunities.

    Monitor mix, profitability, and trend movements in one place to guide confident, data-backed decisions.

    Dashboard displaying key metrics and details of an aviation insurance portfolio.

    Python rating engine

    Unlock actionable insights and KPIs across your underwriting portfolio to track performance and pinpoint improvement opportunities.

    Monitor mix, profitability, and trend movements in one place to guide confident, data-backed decisions.

  • Gradient background transitioning from soft blue to peach, creating a calming effect.

    Excel model converter

    Instantly convert spreadsheet raters into production-grade raters with Python backends and parameter tables.

    Then easily build user-friendly underwriter experiences with an agent trained on modern UI patterns and best practices.

    Line graph comparing new and original rate adequacy percentages over time.
    Gradient background transitioning from soft blue to peach, creating a calming effect.

    Excel model converter

    Instantly visualize the distributional impact of rate changes across segments to understand who wins, who loses, and why.

    Support strategic planning and regulatory requirements with clear, defensible views of change.

    Line graph comparing new and original rate adequacy percentages over time.
    Gradient background transitioning from soft blue to peach, creating a calming effect.

    Excel model converter

    Instantly visualize the distributional impact of rate changes across segments to understand who wins, who loses, and why.

    Support strategic planning and regulatory requirements with clear, defensible views of change.

  • Abstract gradient background in shades of teal and blue, conveying a modern feel.

    Governance & version control

    Manage model changes seamlessly with built-in versioning, approvals, and audit trails from dev to production.

    Build in clear override paths and review steps so AI never becomes a black box.

    Rate set selection interface showing current versions and replacement options.
    Abstract gradient background in warm tones, conveying a modern, innovative feel.

    Governance & version control

    Rapidly test, refine, and compare rate updates directly within the batch rating workflow to identify the best pricing approach.

    Shorten iteration cycles by seeing portfolio impacts immediately and adjusting assumptions with precision.

    Rate set selection interface showing current versions and replacement options.
    Abstract gradient background in warm tones, conveying a modern, innovative feel.

    Governance & version control

    Rapidly test, refine, and compare rate updates directly within the batch rating workflow to identify the best pricing approach.

    Shorten iteration cycles by seeing portfolio impacts immediately and adjusting assumptions with precision.

  • A soft gradient blend of blue and pale yellow, evoking a modern, professional feel.

    Cross-model analysis

    Centralize pricing data and portfolio analytics to accelerate iteration with an end‑to‑end feedback loop.

    Run scenario testing and optimization across multiple models to surface pricing opportunities and risks.

    Bar chart showing charged premiums by country from 2024 to 2025 for aviation.
    A soft gradient blend of blue and pale yellow, evoking a modern, professional feel.

    Cross-model analysis

    Chain batch runs together to build step-by-step impact views that isolate the effect of each change.

    Reveal underlying portfolio dynamics so teams can explain outcomes clearly and choose the most effective levers.

    Bar chart showing charged premiums by country from 2024 to 2025 for aviation.
    A soft gradient blend of blue and pale yellow, evoking a modern, professional feel.

    Cross-model analysis

    Chain batch runs together to build step-by-step impact views that isolate the effect of each change.

    Reveal underlying portfolio dynamics so teams can explain outcomes clearly and choose the most effective levers.

  • Connected APIs & ecosystem

    Integrate seamlessly into workbenches, PAS, broker portals, or the wider hx Platform - no rekeying required.

    Access third-party data at the point of pricing to strengthen decision-making.

    Export interface displaying completed downloads for various data files.

    Connected APIs & ecosystem

    Access batch results in-platform or export them to data lakes and warehouses for downstream analysis and reporting.

    Trigger model runs and retrieve outputs via flexible APIs to integrate pricing workflows into your broader data ecosystem.

    Export interface displaying completed downloads for various data files.

    Connected APIs & ecosystem

    Access batch results in-platform or export them to data lakes and warehouses for downstream analysis and reporting.

    Trigger model runs and retrieve outputs via flexible APIs to integrate pricing workflows into your broader data ecosystem.

Enterprise grade security and compliance

Enterprise Security

SOC2 Type 2 and ISO 27001:2022 certified, with rigorous controls to protect sensitive underwriting data and help you meet enterprise compliance requirements.

Full audit trails & governance

Every decision, rule change, and model update is captured end-to-end - giving you transparency, accountability, and a clear path for regulatory review.

Open, portable, yours

Structured access to all data, configuration, and code, available anytime for full transparency, portability, and operational continuity.

"By partnering with hx, we're making intelligent underwriting a reality for our Global Corporate & Specialty business"

Karen Dayal

Chief Underwriting Officer, Aviva

A woman in a coral dress engages with a camera at a professional event.

"By partnering with hx, we're making intelligent underwriting a reality for our Global Corporate & Specialty business"

Karen Dayal

Chief Underwriting Officer, Aviva

A woman in a coral dress engages with a camera at a professional event.

Featured resources

FAQs

FAQs

Accelerate your journey
from submission to decision

Book a

demo