Plaform

Submission Triage

Pricing & Rating

Portfolio Intelligence

Decision Engine

Price with precision

Make faster, smarter risk and pricing decisions every day

Create and price a new policy option from this broker submission…

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Create and price a new policy option from this broker submission…

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  • Faster, smarter underwriting

    Cut submission-to-quote time with AI-assisted automation, real-time data enrichment, and far less manual handling.

  • Complex risk insight & rating

    Bring pricing models into underwriting for instant decisions, rapid feedback loops, and tighter pricing–UW alignment.

  • Governance by design

    Version control, compliance, and audit trails in every quote to reduce risk and standardize workflows.

Where actuarial precisionmeets commercial speed

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    AI-assisted ingestion

    Automate data capture from Excel, PDF, Word, email, and images to pre-populate pricing tools and remove manual rekeying from the workflow.

    Ensure submissions arrive structured and consistent so underwriters can move from intake to triage and pricing with materially less effort and delay.

    Portfolio and scenario selection interface for batch rating in insurance software.
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    AI-assisted ingestion

    Re-run historic portfolios on new models and proposed rates in a single click to support testing, analysis, and deployment.

    Quickly quantify impact at scale so actuarial and underwriting teams can validate changes before they go live.

    Portfolio and scenario selection interface for batch rating in insurance software.
    Soft gradient transitioning from blue to teal, suggesting a modern digital aesthetic.

    AI-assisted ingestion

    Re-run historic portfolios on new models and proposed rates in a single click to support testing, analysis, and deployment.

    Quickly quantify impact at scale so actuarial and underwriting teams can validate changes before they go live.

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    External data enrichment

    Enrich submissions at the point of pricing with third-party and internal data to strengthen insight on exposure, hazard, and historical performance.

    Improve risk selection and pricing accuracy by validating assumptions early and giving underwriters a fuller view of each risk before quoting.

    Dashboard displaying key metrics and details of an aviation insurance portfolio.
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    External data enrichment

    Unlock actionable insights and KPIs across your underwriting portfolio to track performance and pinpoint improvement opportunities.

    Monitor mix, profitability, and trend movements in one place to guide confident, data-backed decisions.

    Dashboard displaying key metrics and details of an aviation insurance portfolio.
    Gradient background transitioning from deep blue to light blue.

    External data enrichment

    Unlock actionable insights and KPIs across your underwriting portfolio to track performance and pinpoint improvement opportunities.

    Monitor mix, profitability, and trend movements in one place to guide confident, data-backed decisions.

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    Portfolio context

    Surface relevant portfolio insights while pricing individual risks so decisions are grounded in real portfolio performance and strategy.

    Help underwriters benchmark against existing business, spot accumulation or concentration, and understand how each quote will shape overall mix and profitability.

    Line graph comparing new and original rate adequacy percentages over time.
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    Portfolio context

    Instantly visualize the distributional impact of rate changes across segments to understand who wins, who loses, and why.

    Support strategic planning and regulatory requirements with clear, defensible views of change.

    Line graph comparing new and original rate adequacy percentages over time.
    Gradient background transitioning from soft blue to peach, creating a calming effect.

    Portfolio context

    Instantly visualize the distributional impact of rate changes across segments to understand who wins, who loses, and why.

    Support strategic planning and regulatory requirements with clear, defensible views of change.

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    Underwriting Agent

    Leverage an AI assistant to stress-test rates, highlight key portfolio drivers, and answer common underwriting questions in context.

    Turn model outputs into clear broker-ready and audit-ready narratives, reducing the time needed to explain decisions and support approvals.

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    Underwriting Agent

    Rapidly test, refine, and compare rate updates directly within the batch rating workflow to identify the best pricing approach.

    Shorten iteration cycles by seeing portfolio impacts immediately and adjusting assumptions with precision.

    Rate set selection interface showing current versions and replacement options.
    Abstract gradient background in warm tones, conveying a modern, innovative feel.

    Underwriting Agent

    Rapidly test, refine, and compare rate updates directly within the batch rating workflow to identify the best pricing approach.

    Shorten iteration cycles by seeing portfolio impacts immediately and adjusting assumptions with precision.

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    Quote versioning & governance

    Generate, revise, and track quotes with built-in version control to maintain a transparent record of every change.

    Support auditability and compliance by preserving assumptions, approvals, and rationale across iterations, while making collaboration smoother across underwriting and actuarial teams.

    Bar chart showing charged premiums by country from 2024 to 2025 for aviation.
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    Quote versioning & governance

    Chain batch runs together to build step-by-step impact views that isolate the effect of each change.

    Reveal underlying portfolio dynamics so teams can explain outcomes clearly and choose the most effective levers.

    Bar chart showing charged premiums by country from 2024 to 2025 for aviation.
    Gradient background transitioning from blue to dark blue, conveying a modern feel.

    Quote versioning & governance

    Chain batch runs together to build step-by-step impact views that isolate the effect of each change.

    Reveal underlying portfolio dynamics so teams can explain outcomes clearly and choose the most effective levers.

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    Rapid model feedback & update loop

    Flag market shifts, performance signals, and emerging trends in-platform to shorten the distance between insight and action.

    Enable actuaries to update models quickly and deploy changes with confidence, keeping pricing continuously aligned with live market conditions.

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    Rapid model feedback & update loop

    Access batch results in-platform or export them to data lakes and warehouses for downstream analysis and reporting.

    Trigger model runs and retrieve outputs via flexible APIs to integrate pricing workflows into your broader data ecosystem.

    Export interface displaying completed downloads for various data files.
    Soft gradient background in light blue and green hues, conveying a modern feel.

    Rapid model feedback & update loop

    Access batch results in-platform or export them to data lakes and warehouses for downstream analysis and reporting.

    Trigger model runs and retrieve outputs via flexible APIs to integrate pricing workflows into your broader data ecosystem.

Enterprise grade security and compliance

Enterprise Security

SOC2 Type 2 and ISO 27001:2022 certified, with rigorous controls to protect sensitive underwriting data and help you meet enterprise compliance requirements.

Full audit trails & governance

Every decision, rule change, and model update is captured end-to-end - giving you transparency, accountability, and a clear path for regulatory review.

Open, portable, yours

Structured access to all data, configuration, and code, available anytime for full transparency, portability, and operational continuity.

"By partnering with hx, we're making intelligent underwriting a reality for our Global Corporate & Specialty business"

Karen Dayal

Chief Underwriting Officer, Aviva

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"By partnering with hx, we're making intelligent underwriting a reality for our Global Corporate & Specialty business"

Karen Dayal

Chief Underwriting Officer, Aviva

A woman in a coral dress engages with a camera at a professional event.

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