Agentic AI for Insurance
Morning, Mia. I have
4 submissions for you to review.
Respond to every risk
Run ingestion, triage, pricing-prep, and referral agents across each submission. Preserve context through every step, from broker intake to decision-ready file.
Keep agents accountable
Set where agents run straight-through, pause for review, or escalate. Validate every step against pricing logic, appetite rules, authority limits, and confidence thresholds.
Approve from anywhere
Approve and delegate by email or mobile. Surface only the risks, exceptions, and decisions that require judgment.
Elevating the craft of underwriting
The underwriter's job is to judge risk and make the call. Not to re-key submissions and chase missing data. With hx, underwriters focus on the risks and decisions that move the book while AI handles the data assembly and decision prep.
The underwriter's job is to judge risk and make the call. Not to re-key submissions and chase missing data. With hx, underwriters focus on the risks and decisions that move the book while AI handles the data assembly and decision prep.
hyperoperator capabilities
How It Works


Handle scheduled, on-demand, and always-on work
Scheduled: Run routine workflows such as overnight triage, renewal pipeline reviews, and steering packs.
On-demand: Analyze live questions such as novel-risk pricing, market comparisons, deductible tradeoffs, wording issues, and what-if scenarios.
Always-on: Flag emerging issues such as exposure concentration, loss-ratio drift, adequacy drift, and accounts affected by new signals.


Execute work inside your governance
Run underwriting workflows end to end, or pause for human review wherever you configure it.
Dial agent authority to act only within your business logic, permissions, authority model, confidence thresholds, and guardrails.
Validate every action against your engines, including pricing, actuarial, and appetite, along with premium bounds and operating budgets before anything reaches the broker or binds.


Operate across tools, models, and domains
Navigate the hx platform automatically, arriving directly at the workflow, stage, or action that needs attention.
Work across actuarial, underwriting, and IT by building calculations, running models, and using the models themselves as context.
Generate dynamic views of information for reading, writing, analysis, and action.
How It Works


Handle scheduled, on-demand, and always-on work
Scheduled: Run routine workflows such as overnight triage, renewal pipeline reviews, and steering packs.
On-demand: Analyze live questions such as novel-risk pricing, market comparisons, deductible tradeoffs, wording issues, and what-if scenarios.
Always-on: Flag emerging issues such as exposure concentration, loss-ratio drift, adequacy drift, and accounts affected by new signals.


Execute work inside your governance
Run underwriting workflows end to end, or pause for human review wherever you configure it.
Dial agent authority to act only within your business logic, permissions, authority model, confidence thresholds, and guardrails.
Validate every action against your engines, including pricing, actuarial, and appetite, along with premium bounds and operating budgets before anything reaches the broker or binds.


Operate across tools, models, and domains
Navigate the hx platform automatically, arriving directly at the workflow, stage, or action that needs attention.
Work across actuarial, underwriting, and IT by building calculations, running models, and using the models themselves as context.
Generate dynamic views of information for reading, writing, analysis, and action.
How It Works


Handle scheduled, on-demand, and always-on work
Scheduled: Run routine workflows such as overnight triage, renewal pipeline reviews, and steering packs.
On-demand: Analyze live questions such as novel-risk pricing, market comparisons, deductible tradeoffs, wording issues, and what-if scenarios.
Always-on: Flag emerging issues such as exposure concentration, loss-ratio drift, adequacy drift, and accounts affected by new signals.


Execute work inside your governance
Run underwriting workflows end to end, or pause for human review wherever you configure it.
Dial agent authority to act only within your business logic, permissions, authority model, confidence thresholds, and guardrails.
Validate every action against your engines, including pricing, actuarial, and appetite, along with premium bounds and operating budgets before anything reaches the broker or binds.


Operate across tools, models, and domains
Navigate the hx platform automatically, arriving directly at the workflow, stage, or action that needs attention.
Work across actuarial, underwriting, and IT by building calculations, running models, and using the models themselves as context.
Generate dynamic views of information for reading, writing, analysis, and action.


Handle scheduled, on-demand, and always-on work
Scheduled: Run routine workflows such as overnight triage, renewal pipeline reviews, and steering packs.
On-demand: Analyze live questions such as novel-risk pricing, market comparisons, deductible tradeoffs, wording issues, and what-if scenarios.
Always-on: Flag emerging issues such as exposure concentration, loss-ratio drift, adequacy drift, and accounts affected by new signals.


Handle scheduled, on-demand, and always-on work
Scheduled: Run routine workflows such as overnight triage, renewal pipeline reviews, and steering packs.
On-demand: Analyze live questions such as novel-risk pricing, market comparisons, deductible tradeoffs, wording issues, and what-if scenarios.
Always-on: Flag emerging issues such as exposure concentration, loss-ratio drift, adequacy drift, and accounts affected by new signals.


Execute work inside your governance
Run underwriting workflows end to end, or pause for human review wherever you configure it.
Dial agent authority to act only within your business logic, permissions, authority model, confidence thresholds, and guardrails.
Validate every action against your engines, including pricing, actuarial, and appetite, along with premium bounds and operating budgets before anything reaches the broker or binds.


Execute work inside your governance
Run underwriting workflows end to end, or pause for human review wherever you configure it.
Dial agent authority to act only within your business logic, permissions, authority model, confidence thresholds, and guardrails.
Validate every action against your engines, including pricing, actuarial, and appetite, along with premium bounds and operating budgets before anything reaches the broker or binds.


Operate across tools, models, and domains
Navigate the hx platform automatically, arriving directly at the workflow, stage, or action that needs attention.
Work across actuarial, underwriting, and IT by building calculations, running models, and using the models themselves as context.
Generate dynamic views of information for reading, writing, analysis, and action.


Operate across tools, models, and domains
Navigate the hx platform automatically, arriving directly at the workflow, stage, or action that needs attention.
Work across actuarial, underwriting, and IT by building calculations, running models, and using the models themselves as context.
Generate dynamic views of information for reading, writing, analysis, and action.
Three modes
of operation
Discover
Related Capabilities
Quote

“By partnering with hx, we’re making intelligent underwriting a reality for our Global Corporate & Specialty business”
Karen Dayal
Former Chief Underwriting Officer, Aviva
Quote

“By partnering with hx, we’re making intelligent underwriting a reality for our Global Corporate & Specialty business”
Karen Dayal
Former Chief Underwriting Officer, Aviva
Quote

“By partnering with hx, we’re making intelligent underwriting a reality for our Global Corporate & Specialty business”
Karen Dayal
Former Chief Underwriting Officer, Aviva
FAQs
01
How is an agentic underwriting workbench different from a traditional underwriting workbench?
02
What underwriting tasks can AI agents handle on their own?
03
How much control do underwriters keep over hyperexponential's AI?
04
Does hyperoperator replace underwriters?
05
What is an agentic underwriting workbench?
FAQs
01
How is an agentic underwriting workbench different from a traditional underwriting workbench?
02
What underwriting tasks can AI agents handle on their own?
03
How much control do underwriters keep over hyperexponential's AI?
04
Does hyperoperator replace underwriters?
05
What is an agentic underwriting workbench?
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