Agentic AI for Insurance

The AI agent for underwriting work

The AI agent for underwriting work

Morning, Mia. I have
4 submissions for you to review.

  • Respond to every risk

    Run ingestion, triage, pricing-prep, and referral agents across each submission. Preserve context through every step, from broker intake to decision-ready file.

  • Keep agents accountable

    Set where agents run straight-through, pause for review, or escalate. Validate every step against pricing logic, appetite rules, authority limits, and confidence thresholds.

  • Approve from anywhere

    Approve and delegate by email or mobile. Surface only the risks, exceptions, and decisions that require judgment.

hyperoperator capabilities

How It Works

A gradient background featuring deep red and purple tones for a modern look.

Handle scheduled, on-demand, and always-on work

  • Scheduled: Run routine workflows such as overnight triage, renewal pipeline reviews, and steering packs.

  • On-demand: Analyze live questions such as novel-risk pricing, market comparisons, deductible tradeoffs, wording issues, and what-if scenarios.

  • Always-on: Flag emerging issues such as exposure concentration, loss-ratio drift, adequacy drift, and accounts affected by new signals.

Abstract gradient background in teal and light green for a tech-focused design.

Execute work inside your governance

  • Run underwriting workflows end to end, or pause for human review wherever you configure it.

  • Dial agent authority to act only within your business logic, permissions, authority model, confidence thresholds, and guardrails.

  • Validate every action against your engines, including pricing, actuarial, and appetite, along with premium bounds and operating budgets before anything reaches the broker or binds.

Soft gradient background in blue, conveying a modern and professional aesthetic.

Operate across tools, models, and domains

  • Navigate the hx platform automatically, arriving directly at the workflow, stage, or action that needs attention.

  • Work across actuarial, underwriting, and IT by building calculations, running models, and using the models themselves as context.

  • Generate dynamic views of information for reading, writing, analysis, and action.

How It Works

A gradient background featuring deep red and purple tones for a modern look.

Handle scheduled, on-demand, and always-on work

  • Scheduled: Run routine workflows such as overnight triage, renewal pipeline reviews, and steering packs.

  • On-demand: Analyze live questions such as novel-risk pricing, market comparisons, deductible tradeoffs, wording issues, and what-if scenarios.

  • Always-on: Flag emerging issues such as exposure concentration, loss-ratio drift, adequacy drift, and accounts affected by new signals.

Abstract gradient background in teal and light green for a tech-focused design.

Execute work inside your governance

  • Run underwriting workflows end to end, or pause for human review wherever you configure it.

  • Dial agent authority to act only within your business logic, permissions, authority model, confidence thresholds, and guardrails.

  • Validate every action against your engines, including pricing, actuarial, and appetite, along with premium bounds and operating budgets before anything reaches the broker or binds.

Soft gradient background in blue, conveying a modern and professional aesthetic.

Operate across tools, models, and domains

  • Navigate the hx platform automatically, arriving directly at the workflow, stage, or action that needs attention.

  • Work across actuarial, underwriting, and IT by building calculations, running models, and using the models themselves as context.

  • Generate dynamic views of information for reading, writing, analysis, and action.

How It Works

A gradient background featuring deep red and purple tones for a modern look.

Handle scheduled, on-demand, and always-on work

  • Scheduled: Run routine workflows such as overnight triage, renewal pipeline reviews, and steering packs.

  • On-demand: Analyze live questions such as novel-risk pricing, market comparisons, deductible tradeoffs, wording issues, and what-if scenarios.

  • Always-on: Flag emerging issues such as exposure concentration, loss-ratio drift, adequacy drift, and accounts affected by new signals.

Abstract gradient background in teal and light green for a tech-focused design.

Execute work inside your governance

  • Run underwriting workflows end to end, or pause for human review wherever you configure it.

  • Dial agent authority to act only within your business logic, permissions, authority model, confidence thresholds, and guardrails.

  • Validate every action against your engines, including pricing, actuarial, and appetite, along with premium bounds and operating budgets before anything reaches the broker or binds.

Soft gradient background in blue, conveying a modern and professional aesthetic.

Operate across tools, models, and domains

  • Navigate the hx platform automatically, arriving directly at the workflow, stage, or action that needs attention.

  • Work across actuarial, underwriting, and IT by building calculations, running models, and using the models themselves as context.

  • Generate dynamic views of information for reading, writing, analysis, and action.

A gradient background featuring deep red and purple tones for a modern look.

Handle scheduled, on-demand, and always-on work

  • Scheduled: Run routine workflows such as overnight triage, renewal pipeline reviews, and steering packs.

  • On-demand: Analyze live questions such as novel-risk pricing, market comparisons, deductible tradeoffs, wording issues, and what-if scenarios.

  • Always-on: Flag emerging issues such as exposure concentration, loss-ratio drift, adequacy drift, and accounts affected by new signals.

A gradient background featuring deep red and purple tones for a modern look.

Handle scheduled, on-demand, and always-on work

  • Scheduled: Run routine workflows such as overnight triage, renewal pipeline reviews, and steering packs.

  • On-demand: Analyze live questions such as novel-risk pricing, market comparisons, deductible tradeoffs, wording issues, and what-if scenarios.

  • Always-on: Flag emerging issues such as exposure concentration, loss-ratio drift, adequacy drift, and accounts affected by new signals.

Abstract gradient background in teal and light green for a tech-focused design.

Execute work inside your governance

  • Run underwriting workflows end to end, or pause for human review wherever you configure it.

  • Dial agent authority to act only within your business logic, permissions, authority model, confidence thresholds, and guardrails.

  • Validate every action against your engines, including pricing, actuarial, and appetite, along with premium bounds and operating budgets before anything reaches the broker or binds.

Abstract gradient background in teal and light green for a tech-focused design.

Execute work inside your governance

  • Run underwriting workflows end to end, or pause for human review wherever you configure it.

  • Dial agent authority to act only within your business logic, permissions, authority model, confidence thresholds, and guardrails.

  • Validate every action against your engines, including pricing, actuarial, and appetite, along with premium bounds and operating budgets before anything reaches the broker or binds.

Soft gradient background in blue, conveying a modern and professional aesthetic.

Operate across tools, models, and domains

  • Navigate the hx platform automatically, arriving directly at the workflow, stage, or action that needs attention.

  • Work across actuarial, underwriting, and IT by building calculations, running models, and using the models themselves as context.

  • Generate dynamic views of information for reading, writing, analysis, and action.

Soft gradient background in blue, conveying a modern and professional aesthetic.

Operate across tools, models, and domains

  • Navigate the hx platform automatically, arriving directly at the workflow, stage, or action that needs attention.

  • Work across actuarial, underwriting, and IT by building calculations, running models, and using the models themselves as context.

  • Generate dynamic views of information for reading, writing, analysis, and action.

Three modes
of operation

Discover

Related Capabilities

Quote

“By partnering with hx, we’re making intelligent underwriting a reality for our Global Corporate & Specialty business”

Karen Dayal

Former Chief Underwriting Officer, Aviva

Quote

“By partnering with hx, we’re making intelligent underwriting a reality for our Global Corporate & Specialty business”

Karen Dayal

Former Chief Underwriting Officer, Aviva

Quote

“By partnering with hx, we’re making intelligent underwriting a reality for our Global Corporate & Specialty business”

Karen Dayal

Former Chief Underwriting Officer, Aviva

FAQs

  • 01

    How is an agentic underwriting workbench different from a traditional underwriting workbench?

  • 02

    What underwriting tasks can AI agents handle on their own?

  • 03

    How much control do underwriters keep over hyperexponential's AI?

  • 04

    Does hyperoperator replace underwriters?

  • 05

    What is an agentic underwriting workbench?

FAQs

  • 01

    How is an agentic underwriting workbench different from a traditional underwriting workbench?

  • 02

    What underwriting tasks can AI agents handle on their own?

  • 03

    How much control do underwriters keep over hyperexponential's AI?

  • 04

    Does hyperoperator replace underwriters?

  • 05

    What is an agentic underwriting workbench?

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