Agentic underwriting workbench for MGAs
The MGA underwriting workbench for submission triage, pricing, and carrier reporting. Scale your book without scaling headcount.
Scale capacity, not headcount
Automate intake, eliminate rekeying, and free underwriters to focus on decisions, not admin. Scale your book without scaling your costs.
Scale capacity, not headcount
Automate intake, eliminate rekeying, and free underwriters to focus on decisions, not admin. Scale your book without scaling your costs.
Win carrier confidence
Deliver consistent, automated reporting on premium growth, rate adequacy, and risk-adjusted rate change. Give carriers the transparency they need to unlock better terms and capacity.
Win carrier confidence
Deliver consistent, automated reporting on premium growth, rate adequacy, and risk-adjusted rate change. Give carriers the transparency they need to unlock better terms and capacity.
Deploy changes instantly
Update pricing models and deploy in days. Respond to brokers, launch new products, and win business with agility the competition can't match.
Deploy changes instantly
Update pricing models and deploy in days. Respond to brokers, launch new products, and win business with agility the competition can't match.
How MGAs use hx
Submission triage
Risk assessment
Pricing & rating
Risk-level portfolio insight
End-to-end workflows
Submission triage
Automate ingestion and prioritization of submissions against your risk appetite, so underwriters spend time on risks worth quoting — and brokers get faster responses without additional headcount.
Submission triage
Risk assessment
Pricing & rating
Risk-level portfolio insight
End-to-end workflows
Submission triage
Automate ingestion and prioritization of submissions against your risk appetite, so underwriters spend time on risks worth quoting — and brokers get faster responses without additional headcount.
Submission triage
Risk assessment
Pricing & rating
Risk-level portfolio insight
End-to-end workflows
Submission triage
Automate ingestion and prioritization of submissions against your risk appetite, so underwriters spend time on risks worth quoting — and brokers get faster responses without additional headcount.
Transforming pricing and underwriting workflows for MGAs
Legacy workflows
→
hx platform
Submission intake is ad hoc via emails and spreadsheets; underwriters must key data before pricing, slowing quotes and responses to brokers.
→
AI-powered ingestion automatically uploads submissions and generates a technical price before an underwriter touches the model, cutting response times and driving improved broker engagement.
Disjointed systems force manual rekeying between PAS and pricing tools; admin balloons as you grow, dragging underwriter productivity down.
→
Seamless integration eliminates rekeying between PAS and pricing workbenches, freeing underwriters to focus on decisions and accelerating quote turnaround times.
Carrier reporting is manual and inconsistent; meeting multi-carrier requirements is painful, weakening trust and risking access to capacity.
→
Consistent, automated reporting on bound policies, rate adequacy and risk-adjusted rate change builds transparency, strengthens carrier confidence, and unlocks better terms.
Model changes are slow — raters are hard to build and take months to deploy — so you miss broker needs and delay product launches.
→
Rapidly update pricing models and deploy quickly to respond to brokers and launch products faster, helping you win business with agility.
Limited portfolio visibility makes it hard to monitor rate change, accumulations, and projected loss ratios, hampering proactive steering and profitability.
→
Real-time views of rate adjustments, accumulations, and projected loss ratios enable proactive, profitable portfolio management across lines and programs.
Transforming pricing and underwriting workflows for MGAs
Legacy workflows
hx platform
Submission intake is ad hoc via emails and spreadsheets; underwriters must key data before pricing, slowing quotes and responses to brokers.
AI-powered ingestion automatically uploads submissions and generates a technical price before an underwriter touches the model, cutting response times and driving improved broker engagement.
Disjointed systems force manual rekeying between PAS and pricing tools; admin balloons as you grow, dragging underwriter productivity down.
Seamless integration eliminates rekeying between PAS and pricing workbenches, freeing underwriters to focus on decisions and accelerating quote turnaround times.
Carrier reporting is manual and inconsistent; meeting multi-carrier requirements is painful, weakening trust and risking access to capacity.
Consistent, automated reporting on bound policies, rate adequacy and risk-adjusted rate change builds transparency, strengthens carrier confidence, and unlocks better terms.
Model changes are slow — raters are hard to build and take months to deploy — so you miss broker needs and delay product launches.
Rapidly update pricing models and deploy quickly to respond to brokers and launch products faster, helping you win business with agility.
Limited portfolio visibility makes it hard to monitor rate change, accumulations, and projected loss ratios, hampering proactive steering and profitability.
Real-time views of rate adjustments, accumulations, and projected loss ratios enable proactive, profitable portfolio management across lines and programs.
Solutions tailored for every role
Win better risks in half the time
Manual underwriting keeps you buried in submission details when you should be focused on strategic risks, broker relationships, and portfolio optimization. hx automates the mundane work and accelerates decisioning so you can quote faster, price smarter, and compete from a position of strength.
Underwriters
Actuaries
Technology
Win better risks in half the time
Manual underwriting keeps you buried in submission details when you should be focused on strategic risks, broker relationships, and portfolio optimization. hx automates the mundane work and accelerates decisioning so you can quote faster, price smarter, and compete from a position of strength.
Underwriters
Build and deploy models 10x faster
Actuaries should be driving strategy, not wrestling with spreadsheets. hx lets you build sophisticated pricing models in minutes, deploy them to underwriters instantly, and focus on innovation that moves the business forward.
Actuaries
Accelerate and de-risk transformation
Transformation doesn't have to take years. hx unifies fragmented data and business logic in one composable platform, so you can deploy AI-powered underwriting workflows in weeks and continuously build on top of them as your needs evolve.
Technology
Win better risks in half the time
Manual underwriting keeps you buried in submission details when you should be focused on strategic risks, broker relationships, and portfolio optimization. hx automates the mundane work and accelerates decisioning so you can quote faster, price smarter, and compete from a position of strength.
Underwriters
Build and deploy models 10x faster
Actuaries should be driving strategy, not wrestling with spreadsheets. hx lets you build sophisticated pricing models in minutes, deploy them to underwriters instantly, and focus on innovation that moves the business forward.
Actuaries
Accelerate and de-risk transformation
Transformation doesn't have to take years. hx unifies fragmented data and business logic in one composable platform, so you can deploy AI-powered underwriting workflows in weeks and continuously build on top of them as your needs evolve.
Technology
Everything you need to win in the MGA market
Data integrations
Enrich risk assessment and improve pricing accuracy by integrating third-party data sources via robust API connections.
Technology
Seamlessly connect to your pricing and underwriting tech stack, from policy admin systems to data warehouses and more.
Consulting
Leverage our network of trusted consulting partners with deep vertical expertise in successful transformation for insurers, carriers and MGAs.
