Agentic underwriting workbench for US Admitted
The US admitted underwriting workbench for filed rate governance and DOI compliance. Deploy approved rates faster with full version control.
Deploy approved rates faster
Centralize filed rate management in one governed workspace. Update, validate, and deploy changes with full version control, effective date governance, and audit trails. Approved rates reach underwriters faster and stay fully compliant.
Deploy approved rates faster
Centralize filed rate management in one governed workspace. Update, validate, and deploy changes with full version control, effective date governance, and audit trails. Approved rates reach underwriters faster and stay fully compliant.
Underwrite with complete context
Streamline rating, risk assessment, and underwriting review in one secure, governed space. Underwriters make faster, more consistent decisions with complete pricing context.
Underwrite with complete context
Streamline rating, risk assessment, and underwriting review in one secure, governed space. Underwriters make faster, more consistent decisions with complete pricing context.
Protect portfolio profitability
Perform dislocation analysis, adequacy testing, and rate impact assessments in real time. Visualize portfolio shifts and feed insights directly into rate deployment and portfolio strategy.
Protect portfolio profitability
Perform dislocation analysis, adequacy testing, and rate impact assessments in real time. Visualize portfolio shifts and feed insights directly into rate deployment and portfolio strategy.
How Admitted carriers use hx
Submission triage
Pricing & rating
Risk-level portfolio insight
Batch rating
End-to-end workflows
Guidewire PolicyCenter integration
Submission triage
Automate ingestion and prioritization of submissions against your risk appetite, so underwriters spend time on risks worth quoting — and brokers get faster responses without additional headcount.
Submission triage
Pricing & rating
Risk-level portfolio insight
Batch rating
End-to-end workflows
Guidewire PolicyCenter integration
Submission triage
Automate ingestion and prioritization of submissions against your risk appetite, so underwriters spend time on risks worth quoting — and brokers get faster responses without additional headcount.
Submission triage
Pricing & rating
Risk-level portfolio insight
Batch rating
End-to-end workflows
Guidewire PolicyCenter integration
Submission triage
Automate ingestion and prioritization of submissions against your risk appetite, so underwriters spend time on risks worth quoting — and brokers get faster responses without additional headcount.
Transforming underwriting workflows for US admitted carriers
Legacy workflows
→
hx platform
Rates live in spreadsheets, not systems. Effective dates slip, ISO circulars lag, and proprietary rates drift — slowing deployment and raising compliance risk.
→
Governed rate management and connected workflows centralize all versions, effective dates, and bureau updates — keeping ISO and proprietary rates aligned, current, and compliant.
Filings are built by hand. Manual exhibit generation invites errors, stretches QA cycles, and triggers regulator rework.
→
Automated filing preparation generates compliant exhibits directly from model logic, cutting manual work and accelerating regulator approval.
Portfolio view is fragmented. Disconnected data creates lack of clarity on rate adequacy and impact — slowing filings and eroding pricing confidence.
→
Real-time portfolio insight and automated analysis quantify dislocation and rate adequacy instantly, giving actuaries and underwriters a shared view of performance before filing.
Handoffs stall delivery. Actuarial, IT, and underwriting work in silos, duplicating effort and delaying market release.
→
Streamlined collaboration eliminates rekeying and manual handoffs, reducing deployment time and improving execution consistency.
Logic isn't transparent. Rating decisions are hard to trace — and harder to defend — in audits and DOI reviews.
→
Transparent and explainable rating logic shows every calculation step, ensuring rates are easy to validate, audit, and communicate to regulators.
Transforming underwriting workflows for US admitted carriers
Legacy workflows
hx platform
Rates live in spreadsheets, not systems. Effective dates slip, ISO circulars lag, and proprietary rates drift — slowing deployment and raising compliance risk.
Governed rate management and connected workflows centralize all versions, effective dates, and bureau updates — keeping ISO and proprietary rates aligned, current, and compliant.
Filings are built by hand. Manual exhibit generation invites errors, stretches QA cycles, and triggers regulator rework.
Automated filing preparation generates compliant exhibits directly from model logic, cutting manual work and accelerating regulator approval.
Portfolio view is fragmented. Disconnected data creates lack of clarity on rate adequacy and impact — slowing filings and eroding pricing confidence.
Real-time portfolio insight and automated analysis quantify dislocation and rate adequacy instantly, giving actuaries and underwriters a shared view of performance before filing.
Handoffs stall delivery. Actuarial, IT, and underwriting work in silos, duplicating effort and delaying market release.
Streamlined collaboration eliminates rekeying and manual handoffs, reducing deployment time and improving execution consistency.
Logic isn't transparent. Rating decisions are hard to trace — and harder to defend — in audits and DOI reviews.
Transparent and explainable rating logic shows every calculation step, ensuring rates are easy to validate, audit, and communicate to regulators.
Solutions tailored for every role
Win better risks in half the time
Manual underwriting keeps you buried in submission details when you should be focused on strategic risks, broker relationships, and portfolio optimization. hx automates the mundane work and accelerates decisioning so you can quote faster, price smarter, and compete from a position of strength.
Underwriters
Actuaries
Technology
Win better risks in half the time
Manual underwriting keeps you buried in submission details when you should be focused on strategic risks, broker relationships, and portfolio optimization. hx automates the mundane work and accelerates decisioning so you can quote faster, price smarter, and compete from a position of strength.
Underwriters
Build and deploy models 10x faster
Actuaries should be driving strategy, not wrestling with spreadsheets. hx lets you build sophisticated pricing models in minutes, deploy them to underwriters instantly, and focus on innovation that moves the business forward.
Actuaries
Accelerate and de-risk transformation
Transformation doesn't have to take years. hx unifies fragmented data and business logic in one composable platform, so you can deploy AI-powered underwriting workflows in weeks and continuously build on top of them as your needs evolve.
Technology
Win better risks in half the time
Manual underwriting keeps you buried in submission details when you should be focused on strategic risks, broker relationships, and portfolio optimization. hx automates the mundane work and accelerates decisioning so you can quote faster, price smarter, and compete from a position of strength.
Underwriters
Build and deploy models 10x faster
Actuaries should be driving strategy, not wrestling with spreadsheets. hx lets you build sophisticated pricing models in minutes, deploy them to underwriters instantly, and focus on innovation that moves the business forward.
Actuaries
Accelerate and de-risk transformation
Transformation doesn't have to take years. hx unifies fragmented data and business logic in one composable platform, so you can deploy AI-powered underwriting workflows in weeks and continuously build on top of them as your needs evolve.
Technology
Everything you need to win in the Admitted market
Data integrations
Enrich risk assessment and improve pricing accuracy by integrating third-party data sources via robust API connections.
Technology
Seamlessly connect to your pricing and underwriting tech stack, from policy admin systems to data warehouses and more.
Consulting
Leverage our network of trusted consulting partners with deep vertical expertise in successful transformation for insurers, carriers and MGAs.
FAQs
01
What kind of portfolio visibility does hx provide for admitted business?
02
Can underwriters still use their judgment with the platform?
03
How does the platform help with rate filing management?
04
What types of commercial lines does the platform support?
05
How long does implementation typically take for admitted carriers?
06
Can hx integrate with our existing policy administration system?
07
How does hx handle state-specific DOI compliance requirements?
08
What makes hx different from other platforms for admitted lines carriers?
FAQs
01
What kind of portfolio visibility does hx provide for admitted business?
02
Can underwriters still use their judgment with the platform?
03
How does the platform help with rate filing management?
04
What types of commercial lines does the platform support?
05
How long does implementation typically take for admitted carriers?
06
Can hx integrate with our existing policy administration system?
07
How does hx handle state-specific DOI compliance requirements?
08
What makes hx different from other platforms for admitted lines carriers?
