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State of Pricing 2024: Mind The Gap

The insurance industry is far from future-ready, let alone future-proof

In our second annual flagship research report, we surveyed 350 underwriters and actuaries to assess the state of pricing and uncover the core issues impacting insurers’ businesses and bottom line.

From the expectation chasm between tech transformation promises and real world results, to challenges in collaboration, the role of AI and the impending skills shortage, this report is a must-read for anyone working in the Specialty and Commercial space.

Download now to explore:

Why the price is (still) not right
AI, ML and future tech
The impact of manual processes
Underwriter and actuary collaboration
What the future holds for the sector

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Featured resources

2025 State of Pricing Report

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2025 State of Pricing Report

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Why all actuaries should be pro coders

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Why all actuaries should be pro coders

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AI Maturity in Global S&C Insurance

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AI Maturity in Global S&C Insurance

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FAQs

01

How complex is the integration and set-up?

hx's API-first, composable architecture enables phased deployment alongside existing systems. Start with Submission Ingestion & Triage or Pricing & Rating, then expand—no rip-and-replace required. Carriers using this approach have achieved 40% faster cycle times while reducing IT integration costs.

02

Is the triage system a black box?

hx's API-first, composable architecture enables phased deployment alongside existing systems. Start with Submission Ingestion & Triage or Pricing & Rating, then expand—no rip-and-replace required. Carriers using this approach have achieved 40% faster cycle times while reducing IT integration costs.

03

What submission formats do you support?

hx's API-first, composable architecture enables phased deployment alongside existing systems. Start with Submission Ingestion & Triage or Pricing & Rating, then expand—no rip-and-replace required. Carriers using this approach have achieved 40% faster cycle times while reducing IT integration costs.

04

What are the main differences between hx's Submission and Triage solution and other similar tools?

hx's API-first, composable architecture enables phased deployment alongside existing systems. Start with Submission Ingestion & Triage or Pricing & Rating, then expand—no rip-and-replace required. Carriers using this approach have achieved 40% faster cycle times while reducing IT integration costs.

FAQs

01

How complex is the integration and set-up?

hx's API-first, composable architecture enables phased deployment alongside existing systems. Start with Submission Ingestion & Triage or Pricing & Rating, then expand—no rip-and-replace required. Carriers using this approach have achieved 40% faster cycle times while reducing IT integration costs.

02

Is the triage system a black box?

hx's API-first, composable architecture enables phased deployment alongside existing systems. Start with Submission Ingestion & Triage or Pricing & Rating, then expand—no rip-and-replace required. Carriers using this approach have achieved 40% faster cycle times while reducing IT integration costs.

03

What submission formats do you support?

hx's API-first, composable architecture enables phased deployment alongside existing systems. Start with Submission Ingestion & Triage or Pricing & Rating, then expand—no rip-and-replace required. Carriers using this approach have achieved 40% faster cycle times while reducing IT integration costs.

04

What are the main differences between hx's Submission and Triage solution and other similar tools?

hx's API-first, composable architecture enables phased deployment alongside existing systems. Start with Submission Ingestion & Triage or Pricing & Rating, then expand—no rip-and-replace required. Carriers using this approach have achieved 40% faster cycle times while reducing IT integration costs.

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© 2025 hyperexponential

QMS Certificate No. 306072018

Terms & conditions

Security policy