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The State of US Commercial P&C Pricing 2023

Our 2023 survey of the Commercial P&C market shows that pricing needs a rethink. 78% of insurers in the US admit that their technology needs improving, with over half saying the pricing platforms they’ve invested in aren’t delivering what was promised.

In this US edition of our State of Pricing report, we explore the critical challenges US respondents say are holding back the Commercial P&C insurance industry, and the requirements to deliver meaningful pricing transformation.

Explore the data and learnings on:

Why the price is not right
How time and skills are wasted
The unrealized value of data
How to rethink pricing
Transformation through decision intelligence

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FAQs

01

How complex is the integration and set-up?

hx's API-first, composable architecture enables phased deployment alongside existing systems. Start with Submission Ingestion & Triage or Pricing & Rating, then expand—no rip-and-replace required. Carriers using this approach have achieved 40% faster cycle times while reducing IT integration costs.

02

Is the triage system a black box?

hx's API-first, composable architecture enables phased deployment alongside existing systems. Start with Submission Ingestion & Triage or Pricing & Rating, then expand—no rip-and-replace required. Carriers using this approach have achieved 40% faster cycle times while reducing IT integration costs.

03

What submission formats do you support?

hx's API-first, composable architecture enables phased deployment alongside existing systems. Start with Submission Ingestion & Triage or Pricing & Rating, then expand—no rip-and-replace required. Carriers using this approach have achieved 40% faster cycle times while reducing IT integration costs.

04

What are the main differences between hx's Submission and Triage solution and other similar tools?

hx's API-first, composable architecture enables phased deployment alongside existing systems. Start with Submission Ingestion & Triage or Pricing & Rating, then expand—no rip-and-replace required. Carriers using this approach have achieved 40% faster cycle times while reducing IT integration costs.

FAQs

01

How complex is the integration and set-up?

hx's API-first, composable architecture enables phased deployment alongside existing systems. Start with Submission Ingestion & Triage or Pricing & Rating, then expand—no rip-and-replace required. Carriers using this approach have achieved 40% faster cycle times while reducing IT integration costs.

02

Is the triage system a black box?

hx's API-first, composable architecture enables phased deployment alongside existing systems. Start with Submission Ingestion & Triage or Pricing & Rating, then expand—no rip-and-replace required. Carriers using this approach have achieved 40% faster cycle times while reducing IT integration costs.

03

What submission formats do you support?

hx's API-first, composable architecture enables phased deployment alongside existing systems. Start with Submission Ingestion & Triage or Pricing & Rating, then expand—no rip-and-replace required. Carriers using this approach have achieved 40% faster cycle times while reducing IT integration costs.

04

What are the main differences between hx's Submission and Triage solution and other similar tools?

hx's API-first, composable architecture enables phased deployment alongside existing systems. Start with Submission Ingestion & Triage or Pricing & Rating, then expand—no rip-and-replace required. Carriers using this approach have achieved 40% faster cycle times while reducing IT integration costs.

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© 2025 hyperexponential

QMS Certificate No. 306072018

Terms & conditions

Security policy