Win more of the right business
Spend more time on the risks that matter with AI-powered submission ingestion and triage
Create an inbox for submissions within my current risk appetite…
Create an inbox for submissions within my current risk appetite…
Faster responses
Quote in minutes, outpace the competition and win more business
Less manual busywork
Free your underwriting experts to focus on judgement calls
Smarter triage decisions
Target the right risks with triage guided by your models and strategy
The fastest path from submission to quote
AI-powered submission intake
Automatically ingest submissions from Excel, PDF, Word, email, and image sources, converting unstructured data into structured fields ready for triage.
Reduce manual rekeying and errors at the first touchpoint so underwriters start with complete, reliable information and can move faster from intake to decision.
AI-powered submission intake
Automatically ingest submissions from Excel, PDF, Word, email, and image sources, converting unstructured data into structured fields ready for triage.
Reduce manual rekeying and errors at the first touchpoint so underwriters start with complete, reliable information and can move faster from intake to decision.
AI-powered submission intake
Automatically ingest submissions from Excel, PDF, Word, email, and image sources, converting unstructured data into structured fields ready for triage.
Reduce manual rekeying and errors at the first touchpoint so underwriters start with complete, reliable information and can move faster from intake to decision.
Triage and risk appetite models
Codify risk appetite rules and underwriting guidelines into configurable models that are easy to maintain as strategy evolves.
Deploy prioritisation logic of any complexity to consistently route and rank submissions by fit and profitability, ensuring underwriters spend time where it creates the greatest commercial impact.
Triage and risk appetite models
Codify risk appetite rules and underwriting guidelines into configurable models that are easy to maintain as strategy evolves.
Deploy prioritisation logic of any complexity to consistently route and rank submissions by fit and profitability, ensuring underwriters spend time where it creates the greatest commercial impact.
Triage and risk appetite models
Codify risk appetite rules and underwriting guidelines into configurable models that are easy to maintain as strategy evolves.
Deploy prioritisation logic of any complexity to consistently route and rank submissions by fit and profitability, ensuring underwriters spend time where it creates the greatest commercial impact.
Indicative pricing
Provide indicative pricing directly in the underwriter's initial submission view to support early selection and steering decisions.
When a risk meets appetite, underwriters can progress into full pricing and deeper analysis in a single click, maintaining momentum from triage through to quote.
Indicative pricing
Provide indicative pricing directly in the underwriter's initial submission view to support early selection and steering decisions.
When a risk meets appetite, underwriters can progress into full pricing and deeper analysis in a single click, maintaining momentum from triage through to quote.
Indicative pricing
Provide indicative pricing directly in the underwriter's initial submission view to support early selection and steering decisions.
When a risk meets appetite, underwriters can progress into full pricing and deeper analysis in a single click, maintaining momentum from triage through to quote.
Underwriter dashboard
Surface submissions in a dedicated underwriter dashboard with the key attributes, triage outcomes, and supporting details visible upfront.
Enable quick, confident decisions by reducing document switching and ensuring the most relevant risks and next actions are immediately clear.
Underwriter dashboard
Surface submissions in a dedicated underwriter dashboard with the key attributes, triage outcomes, and supporting details visible upfront.
Enable quick, confident decisions by reducing document switching and ensuring the most relevant risks and next actions are immediately clear.
Underwriter dashboard
Surface submissions in a dedicated underwriter dashboard with the key attributes, triage outcomes, and supporting details visible upfront.
Enable quick, confident decisions by reducing document switching and ensuring the most relevant risks and next actions are immediately clear.
Submission-to-quote insights
Capture data across every submission and track progress through quote and bind to create a complete, auditable view of underwriting performance.
Measure submission-to-quote and submission-to-bind ratios by segment, broker, and channel to identify where process improvements or appetite shifts can unlock additional profitable growth.
Submission-to-quote insights
Capture data across every submission and track progress through quote and bind to create a complete, auditable view of underwriting performance.
Measure submission-to-quote and submission-to-bind ratios by segment, broker, and channel to identify where process improvements or appetite shifts can unlock additional profitable growth.
Submission-to-quote insights
Capture data across every submission and track progress through quote and bind to create a complete, auditable view of underwriting performance.
Measure submission-to-quote and submission-to-bind ratios by segment, broker, and channel to identify where process improvements or appetite shifts can unlock additional profitable growth.
Risk appetite optimization
Run scenario analysis on alternative appetite structures to understand the expected effect on volume, mix, and profitability before making changes.
Support strategic decisions about where to tighten or loosen appetite with clear projections, so growth initiatives are deliberate, measurable, and aligned with underwriting goals.
Risk appetite optimization
Run scenario analysis on alternative appetite structures to understand the expected effect on volume, mix, and profitability before making changes.
Support strategic decisions about where to tighten or loosen appetite with clear projections, so growth initiatives are deliberate, measurable, and aligned with underwriting goals.
Risk appetite optimization
Run scenario analysis on alternative appetite structures to understand the expected effect on volume, mix, and profitability before making changes.
Support strategic decisions about where to tighten or loosen appetite with clear projections, so growth initiatives are deliberate, measurable, and aligned with underwriting goals.
Enterprise grade security and compliance
Enterprise Security
SOC2 Type 2 and ISO 27001:2022 certified, with rigorous controls to protect sensitive underwriting data and help you meet enterprise compliance requirements.
Full audit trails & governance
Every submission becomes a structured, auditable record — including the declines that usually vanish — giving underwriting leaders transparency and evidence to steer portfolio strategy.
Open, portable, yours
Structured access to all data, configuration, and code, available anytime for full transparency, portability, and operational continuity.
"By partnering with hx, we're making intelligent underwriting a reality for our Global Corporate & Specialty business"
Karen Dayal
Chief Underwriting Officer, Aviva
"By partnering with hx, we're making intelligent underwriting a reality for our Global Corporate & Specialty business"
Karen Dayal
Chief Underwriting Officer, Aviva
