The #1 pricing and underwriting platform for commercial P&C insurance.

Portfolio Intelligence

Portfolio Intelligence

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Morning, Mia. I have
4 submissions for you to review.

See portfolio movement as it happens.

See portfolio movement as it happens.

Monitor submission flow, renewal books, exposure shifts, pricing movement, appetite pressure, and risk concentration across segments, regions, brokers, and products.

Turn insight into action.

Turn insight into action.

Connect portfolio signals directly to underwriting workflows so teams can steer appetite, adjust pricing, prioritize reviews, and respond to emerging risk patterns faster.

Explain the why behind portfolio change.

Explain the why behind portfolio change.

Help underwriters and leaders understand what is driving movement, where attention is needed, and which actions are available across individual risks and the wider book.

Three modes
of operation

Three modes
of operation

Soft gradient background in blue tones, suggesting a calm, professional setting.

Track portfolio movement across submissions, renewals, and live exposure

Monitor

Follow how the book changes by segment, broker, geography, product, peril, and risk attribute.

Surface renewal pressure, submission patterns, pricing drift, and appetite exceptions early.

Give teams a shared view of where the portfolio is moving.

A gradient background featuring deep red and purple tones for a modern look.

Identify concentration, accumulation, and appetite pressure

Detect

Highlight clusters of exposure, unusual growth, deteriorating metrics, or segments nearing appetite limits.

Help underwriters understand where individual decisions may affect wider portfolio balance.

Turn portfolio risk into clear signals for action.

Gradient background transitioning from blue to dark blue, conveying a modern feel.

Connect portfolio signals to underwriting action

Act

Trigger reviews, referrals, pricing checks, or appetite guidance when portfolio thresholds are reached.

Prioritize work based on strategic goals, risk movement, and capacity pressure.

Bring portfolio context into each underwriting decision at the right moment.

A soft gradient blend of blue and pale yellow, evoking a modern, professional feel.

Explain portfolio change to leaders and underwriting teams

Explain

Summarize what changed, what drove the movement, and where attention is needed.

Support portfolio reviews with evidence, context, and action recommendations.

Create a clearer link between underwriting strategy and everyday execution.

Three modes
of operation

Soft gradient background in blue tones, suggesting a calm, professional setting.

Track portfolio movement across submissions, renewals, and live exposure

Monitor

Follow how the book changes by segment, broker, geography, product, peril, and risk attribute.

Surface renewal pressure, submission patterns, pricing drift, and appetite exceptions early.

Give teams a shared view of where the portfolio is moving.

A gradient background featuring deep red and purple tones for a modern look.

Identify concentration, accumulation, and appetite pressure

Detect

Highlight clusters of exposure, unusual growth, deteriorating metrics, or segments nearing appetite limits.

Help underwriters understand where individual decisions may affect wider portfolio balance.

Turn portfolio risk into clear signals for action.

Gradient background transitioning from blue to dark blue, conveying a modern feel.

Connect portfolio signals to underwriting action

Act

Trigger reviews, referrals, pricing checks, or appetite guidance when portfolio thresholds are reached.

Prioritize work based on strategic goals, risk movement, and capacity pressure.

Bring portfolio context into each underwriting decision at the right moment.

A soft gradient blend of blue and pale yellow, evoking a modern, professional feel.

Explain portfolio change to leaders and underwriting teams

Explain

Summarize what changed, what drove the movement, and where attention is needed.

Support portfolio reviews with evidence, context, and action recommendations.

Create a clearer link between underwriting strategy and everyday execution.

Three modes
of operation

Three modes
of operation

Soft gradient background in blue tones, suggesting a calm, professional setting.

Track portfolio movement across submissions, renewals, and live exposure

Monitor

Follow how the book changes by segment, broker, geography, product, peril, and risk attribute.

Surface renewal pressure, submission patterns, pricing drift, and appetite exceptions early.

Give teams a shared view of where the portfolio is moving.

A gradient background featuring deep red and purple tones for a modern look.

Identify concentration, accumulation, and appetite pressure

Detect

Highlight clusters of exposure, unusual growth, deteriorating metrics, or segments nearing appetite limits.

Help underwriters understand where individual decisions may affect wider portfolio balance.

Turn portfolio risk into clear signals for action.

Gradient background transitioning from blue to dark blue, conveying a modern feel.

Connect portfolio signals to underwriting action

Act

Trigger reviews, referrals, pricing checks, or appetite guidance when portfolio thresholds are reached.

Prioritize work based on strategic goals, risk movement, and capacity pressure.

Bring portfolio context into each underwriting decision at the right moment.

A soft gradient blend of blue and pale yellow, evoking a modern, professional feel.

Explain portfolio change to leaders and underwriting teams

Explain

Summarize what changed, what drove the movement, and where attention is needed.

Support portfolio reviews with evidence, context, and action recommendations.

Create a clearer link between underwriting strategy and everyday execution.

Soft gradient background in blue tones, suggesting a calm, professional setting.

Track portfolio movement across submissions, renewals, and live exposure

Follow how the book changes by segment, broker, geography, product, peril, and risk attribute.

Surface renewal pressure, submission patterns, pricing drift, and appetite exceptions early.

Give teams a shared view of where the portfolio is moving.

Soft gradient background in blue tones, suggesting a calm, professional setting.

Track portfolio movement across submissions, renewals, and live exposure

Follow how the book changes by segment, broker, geography, product, peril, and risk attribute.

Surface renewal pressure, submission patterns, pricing drift, and appetite exceptions early.

Give teams a shared view of where the portfolio is moving.

A gradient background featuring deep red and purple tones for a modern look.

Identify concentration, accumulation, and appetite pressure

Highlight clusters of exposure, unusual growth, deteriorating metrics, or segments nearing appetite limits.

Help underwriters understand where individual decisions may affect wider portfolio balance.

Turn portfolio risk into clear signals for action.

A gradient background featuring deep red and purple tones for a modern look.

Identify concentration, accumulation, and appetite pressure

Highlight clusters of exposure, unusual growth, deteriorating metrics, or segments nearing appetite limits.

Help underwriters understand where individual decisions may affect wider portfolio balance.

Turn portfolio risk into clear signals for action.

Gradient background transitioning from blue to dark blue, conveying a modern feel.

Connect portfolio signals to underwriting action

Trigger reviews, referrals, pricing checks, or appetite guidance when portfolio thresholds are reached.

Prioritize work based on strategic goals, risk movement, and capacity pressure.

Bring portfolio context into each underwriting decision at the right moment.

Gradient background transitioning from blue to dark blue, conveying a modern feel.

Connect portfolio signals to underwriting action

Trigger reviews, referrals, pricing checks, or appetite guidance when portfolio thresholds are reached.

Prioritize work based on strategic goals, risk movement, and capacity pressure.

Bring portfolio context into each underwriting decision at the right moment.

A soft gradient blend of blue and pale yellow, evoking a modern, professional feel.

Explain portfolio change to leaders and underwriting teams

Summarize what changed, what drove the movement, and where attention is needed.

Support portfolio reviews with evidence, context, and action recommendations.

Create a clearer link between underwriting strategy and everyday execution.

A soft gradient blend of blue and pale yellow, evoking a modern, professional feel.

Explain portfolio change to leaders and underwriting teams

Summarize what changed, what drove the movement, and where attention is needed.

Support portfolio reviews with evidence, context, and action recommendations.

Create a clearer link between underwriting strategy and everyday execution.

Three modes
of operation

Discover more

AI-powered decisions from triage, to pricing, to portfolio optimization

Portfolio Intelligence gives us a live understanding of how underwriting decisions are shaping the book, not just after the fact, but while there is still time to act.

Jordan Ellis

Portfolio Underwriting Director

Portfolio Intelligence gives us a live understanding of how underwriting decisions are shaping the book, not just after the fact, but while there is still time to act.

Jordan Ellis

Portfolio Underwriting Director

Portfolio Intelligence gives us a live understanding of how underwriting decisions are shaping the book, not just after the fact, but while there is still time to act.

Jordan Ellis

Portfolio Underwriting Director

Underwrite Exponentially

Discover how hx puts pricing logic, underwriting judgment, portfolio intelligence, and governed agent execution into one platform.