The #1 pricing and underwriting platform for commercial P&C insurance.
Morning, Mia. I have
4 submissions for you to review.
See portfolio movement as it happens.
See portfolio movement as it happens.
Monitor submission flow, renewal books, exposure shifts, pricing movement, appetite pressure, and risk concentration across segments, regions, brokers, and products.
Turn insight into action.
Turn insight into action.
Connect portfolio signals directly to underwriting workflows so teams can steer appetite, adjust pricing, prioritize reviews, and respond to emerging risk patterns faster.
Explain the why behind portfolio change.
Explain the why behind portfolio change.
Help underwriters and leaders understand what is driving movement, where attention is needed, and which actions are available across individual risks and the wider book.
Portfolio Intelligence connects the book to the decision
Portfolio Intelligence connects the book to the decision
Underwriting decisions happen risk by risk, but their impact is portfolio-wide. Teams need to understand concentration, appetite, renewal movement, pricing adequacy, and emerging exposures before decisions compound. Portfolio Intelligence gives underwriters and leaders a live view of the book and connects those insights back into daily workflows.
Underwriting decisions happen risk by risk, but their impact is portfolio-wide. Teams need to understand concentration, appetite, renewal movement, pricing adequacy, and emerging exposures before decisions compound. Portfolio Intelligence gives underwriters and leaders a live view of the book and connects those insights back into daily workflows.

Three modes
of operation
Three modes
of operation


Track portfolio movement across submissions, renewals, and live exposure
Monitor
Follow how the book changes by segment, broker, geography, product, peril, and risk attribute.
Surface renewal pressure, submission patterns, pricing drift, and appetite exceptions early.
Give teams a shared view of where the portfolio is moving.


Identify concentration, accumulation, and appetite pressure
Detect
Highlight clusters of exposure, unusual growth, deteriorating metrics, or segments nearing appetite limits.
Help underwriters understand where individual decisions may affect wider portfolio balance.
Turn portfolio risk into clear signals for action.


Connect portfolio signals to underwriting action
Act
Trigger reviews, referrals, pricing checks, or appetite guidance when portfolio thresholds are reached.
Prioritize work based on strategic goals, risk movement, and capacity pressure.
Bring portfolio context into each underwriting decision at the right moment.


Explain portfolio change to leaders and underwriting teams
Explain
Summarize what changed, what drove the movement, and where attention is needed.
Support portfolio reviews with evidence, context, and action recommendations.
Create a clearer link between underwriting strategy and everyday execution.
Three modes
of operation


Track portfolio movement across submissions, renewals, and live exposure
Monitor
Follow how the book changes by segment, broker, geography, product, peril, and risk attribute.
Surface renewal pressure, submission patterns, pricing drift, and appetite exceptions early.
Give teams a shared view of where the portfolio is moving.


Identify concentration, accumulation, and appetite pressure
Detect
Highlight clusters of exposure, unusual growth, deteriorating metrics, or segments nearing appetite limits.
Help underwriters understand where individual decisions may affect wider portfolio balance.
Turn portfolio risk into clear signals for action.


Connect portfolio signals to underwriting action
Act
Trigger reviews, referrals, pricing checks, or appetite guidance when portfolio thresholds are reached.
Prioritize work based on strategic goals, risk movement, and capacity pressure.
Bring portfolio context into each underwriting decision at the right moment.


Explain portfolio change to leaders and underwriting teams
Explain
Summarize what changed, what drove the movement, and where attention is needed.
Support portfolio reviews with evidence, context, and action recommendations.
Create a clearer link between underwriting strategy and everyday execution.
Three modes
of operation
Three modes
of operation


Track portfolio movement across submissions, renewals, and live exposure
Monitor
Follow how the book changes by segment, broker, geography, product, peril, and risk attribute.
Surface renewal pressure, submission patterns, pricing drift, and appetite exceptions early.
Give teams a shared view of where the portfolio is moving.


Identify concentration, accumulation, and appetite pressure
Detect
Highlight clusters of exposure, unusual growth, deteriorating metrics, or segments nearing appetite limits.
Help underwriters understand where individual decisions may affect wider portfolio balance.
Turn portfolio risk into clear signals for action.


Connect portfolio signals to underwriting action
Act
Trigger reviews, referrals, pricing checks, or appetite guidance when portfolio thresholds are reached.
Prioritize work based on strategic goals, risk movement, and capacity pressure.
Bring portfolio context into each underwriting decision at the right moment.


Explain portfolio change to leaders and underwriting teams
Explain
Summarize what changed, what drove the movement, and where attention is needed.
Support portfolio reviews with evidence, context, and action recommendations.
Create a clearer link between underwriting strategy and everyday execution.


Track portfolio movement across submissions, renewals, and live exposure
Follow how the book changes by segment, broker, geography, product, peril, and risk attribute.
Surface renewal pressure, submission patterns, pricing drift, and appetite exceptions early.
Give teams a shared view of where the portfolio is moving.


Track portfolio movement across submissions, renewals, and live exposure
Follow how the book changes by segment, broker, geography, product, peril, and risk attribute.
Surface renewal pressure, submission patterns, pricing drift, and appetite exceptions early.
Give teams a shared view of where the portfolio is moving.


Identify concentration, accumulation, and appetite pressure
Highlight clusters of exposure, unusual growth, deteriorating metrics, or segments nearing appetite limits.
Help underwriters understand where individual decisions may affect wider portfolio balance.
Turn portfolio risk into clear signals for action.


Identify concentration, accumulation, and appetite pressure
Highlight clusters of exposure, unusual growth, deteriorating metrics, or segments nearing appetite limits.
Help underwriters understand where individual decisions may affect wider portfolio balance.
Turn portfolio risk into clear signals for action.


Connect portfolio signals to underwriting action
Trigger reviews, referrals, pricing checks, or appetite guidance when portfolio thresholds are reached.
Prioritize work based on strategic goals, risk movement, and capacity pressure.
Bring portfolio context into each underwriting decision at the right moment.


Connect portfolio signals to underwriting action
Trigger reviews, referrals, pricing checks, or appetite guidance when portfolio thresholds are reached.
Prioritize work based on strategic goals, risk movement, and capacity pressure.
Bring portfolio context into each underwriting decision at the right moment.


Explain portfolio change to leaders and underwriting teams
Summarize what changed, what drove the movement, and where attention is needed.
Support portfolio reviews with evidence, context, and action recommendations.
Create a clearer link between underwriting strategy and everyday execution.


Explain portfolio change to leaders and underwriting teams
Summarize what changed, what drove the movement, and where attention is needed.
Support portfolio reviews with evidence, context, and action recommendations.
Create a clearer link between underwriting strategy and everyday execution.
Three modes
of operation
Discover more
AI-powered decisions from triage, to pricing, to portfolio optimization

Portfolio Intelligence gives us a live understanding of how underwriting decisions are shaping the book, not just after the fact, but while there is still time to act.
Jordan Ellis
Portfolio Underwriting Director

Portfolio Intelligence gives us a live understanding of how underwriting decisions are shaping the book, not just after the fact, but while there is still time to act.
Jordan Ellis
Portfolio Underwriting Director

Portfolio Intelligence gives us a live understanding of how underwriting decisions are shaping the book, not just after the fact, but while there is still time to act.
Jordan Ellis
Portfolio Underwriting Director
Underwrite Exponentially
Discover how hx puts pricing logic, underwriting judgment, portfolio intelligence, and governed agent execution into one platform.






