Use Cases

Win more of the right business

Spend more time on the risks that matter with AI-powered submission ingestion and triage

Create an inbox for submissions within my current risk appetite…

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Create an inbox for submissions within my current risk appetite…

A gradient background transitioning from dark blue to light blue, symbolizing innovation.
A gradient background transitioning from dark blue to light blue, symbolizing innovation.

  • Faster responses

    Quote in minutes, outpace the competition and win more business

  • Less manual busywork

    Free your underwriting experts to focus on judgement calls

  • Smarter triage decisions

    Target the right risks with triage guided by your models and strategy

The fastest path from submission to quote

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    AI-powered submission intake

    Automatically ingest submissions from Excel, PDF, Word, email, and image sources, converting unstructured data into structured fields ready for triage.

    Reduce manual rekeying and errors at the first touchpoint so underwriters start with complete, reliable information and can move faster from intake to decision.

    Soft gradient transitioning from blue to teal, suggesting a modern digital aesthetic.

    AI-powered submission intake

    Automatically ingest submissions from Excel, PDF, Word, email, and image sources, converting unstructured data into structured fields ready for triage.

    Reduce manual rekeying and errors at the first touchpoint so underwriters start with complete, reliable information and can move faster from intake to decision.

    Soft gradient transitioning from blue to teal, suggesting a modern digital aesthetic.

    AI-powered submission intake

    Automatically ingest submissions from Excel, PDF, Word, email, and image sources, converting unstructured data into structured fields ready for triage.

    Reduce manual rekeying and errors at the first touchpoint so underwriters start with complete, reliable information and can move faster from intake to decision.

  • Gradient background transitioning from deep blue to light blue.

    Triage and risk appetite models

    Codify risk appetite rules and underwriting guidelines into configurable models that are easy to maintain as strategy evolves.

    Deploy prioritisation logic of any complexity to consistently route and rank submissions by fit and profitability, ensuring underwriters spend time where it creates the greatest commercial impact.

    Gradient background transitioning from deep blue to light blue.

    Triage and risk appetite models

    Codify risk appetite rules and underwriting guidelines into configurable models that are easy to maintain as strategy evolves.

    Deploy prioritisation logic of any complexity to consistently route and rank submissions by fit and profitability, ensuring underwriters spend time where it creates the greatest commercial impact.

    Gradient background transitioning from deep blue to light blue.

    Triage and risk appetite models

    Codify risk appetite rules and underwriting guidelines into configurable models that are easy to maintain as strategy evolves.

    Deploy prioritisation logic of any complexity to consistently route and rank submissions by fit and profitability, ensuring underwriters spend time where it creates the greatest commercial impact.

  • Gradient background transitioning from soft blue to peach, creating a calming effect.

    Indicative pricing

    Provide indicative pricing directly in the underwriter's initial submission view to support early selection and steering decisions.

    When a risk meets appetite, underwriters can progress into full pricing and deeper analysis in a single click, maintaining momentum from triage through to quote.

    Gradient background transitioning from soft blue to peach, creating a calming effect.

    Indicative pricing

    Provide indicative pricing directly in the underwriter's initial submission view to support early selection and steering decisions.

    When a risk meets appetite, underwriters can progress into full pricing and deeper analysis in a single click, maintaining momentum from triage through to quote.

    Gradient background transitioning from soft blue to peach, creating a calming effect.

    Indicative pricing

    Provide indicative pricing directly in the underwriter's initial submission view to support early selection and steering decisions.

    When a risk meets appetite, underwriters can progress into full pricing and deeper analysis in a single click, maintaining momentum from triage through to quote.

  • Gradient background transitioning from blue to dark blue, conveying a modern feel.

    Underwriter dashboard

    Surface submissions in a dedicated underwriter dashboard with the key attributes, triage outcomes, and supporting details visible upfront.

    Enable quick, confident decisions by reducing document switching and ensuring the most relevant risks and next actions are immediately clear.

    Gradient background transitioning from blue to dark blue, conveying a modern feel.

    Underwriter dashboard

    Surface submissions in a dedicated underwriter dashboard with the key attributes, triage outcomes, and supporting details visible upfront.

    Enable quick, confident decisions by reducing document switching and ensuring the most relevant risks and next actions are immediately clear.

    Gradient background transitioning from blue to dark blue, conveying a modern feel.

    Underwriter dashboard

    Surface submissions in a dedicated underwriter dashboard with the key attributes, triage outcomes, and supporting details visible upfront.

    Enable quick, confident decisions by reducing document switching and ensuring the most relevant risks and next actions are immediately clear.

  • Gradient background in warm tones, conveying a sense of innovation and clarity.

    Submission-to-quote insights

    Capture data across every submission and track progress through quote and bind to create a complete, auditable view of underwriting performance.

    Measure submission-to-quote and submission-to-bind ratios by segment, broker, and channel to identify where process improvements or appetite shifts can unlock additional profitable growth.

    Gradient background in warm tones, conveying a sense of innovation and clarity.

    Submission-to-quote insights

    Capture data across every submission and track progress through quote and bind to create a complete, auditable view of underwriting performance.

    Measure submission-to-quote and submission-to-bind ratios by segment, broker, and channel to identify where process improvements or appetite shifts can unlock additional profitable growth.

    Gradient background in warm tones, conveying a sense of innovation and clarity.

    Submission-to-quote insights

    Capture data across every submission and track progress through quote and bind to create a complete, auditable view of underwriting performance.

    Measure submission-to-quote and submission-to-bind ratios by segment, broker, and channel to identify where process improvements or appetite shifts can unlock additional profitable growth.

  • Gradient background in warm tones, conveying a sense of innovation and clarity.

    Risk appetite optimization

    Run scenario analysis on alternative appetite structures to understand the expected effect on volume, mix, and profitability before making changes.

    Support strategic decisions about where to tighten or loosen appetite with clear projections, so growth initiatives are deliberate, measurable, and aligned with underwriting goals.

    Gradient background in warm tones, conveying a sense of innovation and clarity.

    Risk appetite optimization

    Run scenario analysis on alternative appetite structures to understand the expected effect on volume, mix, and profitability before making changes.

    Support strategic decisions about where to tighten or loosen appetite with clear projections, so growth initiatives are deliberate, measurable, and aligned with underwriting goals.

    Gradient background in warm tones, conveying a sense of innovation and clarity.

    Risk appetite optimization

    Run scenario analysis on alternative appetite structures to understand the expected effect on volume, mix, and profitability before making changes.

    Support strategic decisions about where to tighten or loosen appetite with clear projections, so growth initiatives are deliberate, measurable, and aligned with underwriting goals.

Enterprise grade security and compliance

Enterprise Security

SOC2 Type 2 and ISO 27001:2022 certified, with rigorous controls to protect sensitive underwriting data and help you meet enterprise compliance requirements.

Full audit trails & governance

Every submission becomes a structured, auditable record — including the declines that usually vanish — giving underwriting leaders transparency and evidence to steer portfolio strategy.

Open, portable, yours

Structured access to all data, configuration, and code, available anytime for full transparency, portability, and operational continuity.

"By partnering with hx, we're making intelligent underwriting a reality for our Global Corporate & Specialty business"

Karen Dayal

Chief Underwriting Officer, Aviva

A woman in a coral dress engages with a camera at a professional event.

"By partnering with hx, we're making intelligent underwriting a reality for our Global Corporate & Specialty business"

Karen Dayal

Chief Underwriting Officer, Aviva

A woman in a coral dress engages with a camera at a professional event.

FAQs

  • 01

    What lines of business do you support?

  • 02

    How does submission intake connect to pricing?

  • 03

    How complex is implementation?

  • 04

    Is the triage workflow a black box?

  • 05

    What submission formats does hx support for intake?

FAQs

  • 01

    What lines of business do you support?

  • 02

    How does submission intake connect to pricing?

  • 03

    How complex is implementation?

  • 04

    Is the triage workflow a black box?

  • 05

    What submission formats does hx support for intake?

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